Car insurance renewal

thepharcyde · 18 Jan 2007 at 12:13

At long last 6 years of driving I have just reached the 5 years NCD. Premium on the mini renewal is now 400 quid cheaper than last year. But with a pending 330 on the horizon it takes it back up

within 10 quid a month I paid for the mini last year

Stonedofmoo · 18 Jan 2007 at 12:15

Thanks for sharing

thepharcyde · 18 Jan 2007 at 12:16

Stonedofmoo said:
Thanks for sharing

I was told reaching 25 would bring it down which it never. I have always paid close to a grand every year!

Stonedofmoo · 18 Jan 2007 at 12:17

Well it went down quite a bit for me this year when I turned 25, but how much of that was age and how much was a 5th years n.c.b I couldn't tell you.

thepharcyde · 18 Jan 2007 at 12:20

Stonedofmoo said:
Well it went down quite a bit for me this year when I turned 25, but how much of that was age and how much was a 5th years n.c.b I couldn't tell you.

I claimed on my first years of driving after someone decided to try and break into my car but not managing, only enough to cause a right mess of the door.

Confused · 18 Jan 2007 at 12:24

Is this your renewal quote from the same company, or a quote with another company?

If it's just a renewal, then it probably isn't the best you can be paying. Try checking out some other insurers, and see what they have to offer.

thepharcyde · 18 Jan 2007 at 12:25

ConfusedTA said:
Is this your renewal quote from the same company, or a quote with another company?

If it's just a renewal, then it probably isn't the best you can be paying. Try checking out some other insurers, and see what they have to offer.

I trying with confused at the mo, these never seem to be any cheaper though. I have been with direct line for 3 years now, and have found them competative. for the 2 claims (not my fault) they have been very good.

Confused · 18 Jan 2007 at 13:05

Confused.com and MoneySupermarket are rubbish IMO.

They told me last year that Elephant wouldn't insure me - but going to Elephant directly was my lowest quote - under half the cheapest that Confused.com said I could get insured for.

Go to the insurers directly. There's a nice list in the sticky

A couple of hours of your time and you can save quite a bit of money in my experience!