I used to be in the financial industry a few years ago, and always understood from training that ordering catalogues (whereby a credit check was carried out), would (although not significantly) affect your credit rating.
Now I understand that this is a suitability check and to safe guard the catalogue company, and for this reason, companies like you to be 18years of age or older, but if I choose to order from the catalogue and only ever pay by debit card, have they affected my credit rating unnecessarily?
Now I understand that this is a suitability check and to safe guard the catalogue company, and for this reason, companies like you to be 18years of age or older, but if I choose to order from the catalogue and only ever pay by debit card, have they affected my credit rating unnecessarily?