Company Car No Claims

Quint · 7 Jan 2017 at 20:53

Hi all,
Quick question, starting new job soon after having a company car for almost 9 I need to insure a car I just bought. Years ago I got my old job to write a letter to confirm I was insured and used is privately as well and plan on doing the same.

Question is, which insurance companies accept them these days?
Cheers!

Havana_UK · 7 Jan 2017 at 21:00

I was in the same situation as you 2 years ago and Admiral were one of the companies that would offer a no claims based on company car history (with a letter from the company to support my ststement).

Quint · 7 Jan 2017 at 21:06

Ah not tried them yet, thanks, Looks like co-op do as well and they've come cheapest so far.

Dis86 · 7 Jan 2017 at 21:11

Found a lot of insurance companies to be really arsey when trying to get my dad insurance on his own car for the first time in about 15 years a couple of years back.
They wanted something in writing from the likes of the CEO or a director. Was just a wtf moment.

pepsilol · 8 Jan 2017 at 14:05

Aviva was okay for me.

Tek81 · 8 Jan 2017 at 14:27

My first ten years of driving was spent using company cars. My no claims discount was carried over when I bought my first car, so I don't think you'll have any issues. I'm also with Admiral.

Quint · 8 Jan 2017 at 22:46

Thanks guys, few calls to make tomorrow

Beans on toast Dave · 9 Jan 2017 at 17:12

axa was ok for me

Big Chris · 9 Jan 2017 at 19:38

Apologies for the thread hijack, was about to post something very similar.

I've been a company car driver for 3 years, just changed jobs so buying my own car. I had 9 years NCB before I got the company car, but annoyingly I've been involved in two incidents since being insured by my company - one my fault and one non-fault.

Am I essentially screwed and back to 0 years NCB in the eyes of insurers?

Quint · 10 Jan 2017 at 09:56

From what I read, they don't except them after 3 years, you might want to ring a few up.
Adrian Flux (broker) seemed quiet geared in what we are both asking, I was going to call them last night as the online quote worked out best but they recommend calling them for the best deal plus I want to discuss what they need for my company NCB.

Quartz · 10 Jan 2017 at 10:56

Rodneypooleg said:
Quick question, starting new job soon after having a company car for almost 9 I need to insure a car I just bought.

Perhaps the simplest way would be to insure for the first year with the company that insured your company car? After all, they have your records. Then switch (or not) after the first year.

D3K · 26 Apr 2017 at 01:06

Necro/hijack:

I've been driving co. cars for the last 4 years, no claims made.
This was across 2 companies, 6 cars in total.

Which company should I be asking for evidence from - my employer(s) or the car leaser(s)?

Kuros · 26 Apr 2017 at 09:09

Your employer, I'd say. The car leaser wouldn't know of any accidents you've had, (if any), given you'd get it sorted before they see it!

Havana_UK · 27 Apr 2017 at 00:23

Yep, ask your employer for a statement.

Hagar · 27 Apr 2017 at 15:00

pepsilol said:
Aviva was okay for me.

Aviva told me first year I could have '1yr no claims' and the 2nd year 'five year no claims' when I was in the same situation. 20 years a co car driver and I had a letter stating no accidents.

I did go along with this and have stayed with them.

andybird123 · 27 Apr 2017 at 19:57

More than accepted mine and gave the full equivalent - they also recently mirrored my no claims from one car to another so now have no claims on 2 vehicles

Rotty · 28 Apr 2017 at 10:38

My letter came from the lease company but they also acted as a management company for the fleet

IAmATeaf · 28 Apr 2017 at 13:08

When I switched back in 2004 I just got a letter from fleet management to confirm how long I had been driving and that the years had been accident free. Churchill accepted this back then but I got a year for every 2 years of driving a company car but i had been driving a company car for some 15 years at that point so got 7 or so odd years NCD.