Soldato
Hi guys,
Apparently having a credit card where you always keep up payments is a good for your credit rating. As I've never had a CC before, how entirely does it work? At the end of each month, do you transfer money across to clear it or does it come in a form of a bill? Am guessing you don't get charged if your payments are on time?
Oh - while I am here, does a overdraft effect your credit rating?
Apparently having a credit card where you always keep up payments is a good for your credit rating. As I've never had a CC before, how entirely does it work? At the end of each month, do you transfer money across to clear it or does it come in a form of a bill? Am guessing you don't get charged if your payments are on time?
Oh - while I am here, does a overdraft effect your credit rating?