declaring points to insurer

[Monkey Puzzle]

Think I've been clocked by a speed camera van this am going about 55 on a 40 rural road. Have been on the speed awareness course 2 years ago, also doing 52 on a 40 rural road. Assuming the letter comes through and get 3 points, do I need to inform my insurance company and have my insurance go up for this year? (Renewed a few weeks ago). Thanks.

 

[Monkey Puzzle]

Ok, will do. Thanks bremen

 

[Monkey Puzzle]

Yes you have to tell them at renewal as that's the longest period of time you can realistically go without needing to contact them, but that doesn't mean you shouldn't also tell them when it happens.

It's like saying you only need to inform them of any changes to address on renewal. They'll want to know ASAP, as they're going to be offering a service based on the info you submitted, therefore any changes are going to make that differ somewhat.

You're getting shafted if you've got points.. do you really want to risk a null and void policy because you wanted to save a few quid?

Yeah, that's not so much of a worry paying what'll probably be hopefully a few hundred quid extra for insurance for the year.

More worried about being charged 100% of weekly income (or 150% if I'm unlucky) for a speeding fine.

Realise it's a speeding fine, but that seems a massive jump from the £100 charged before (if you have a decent job).

First time I got caught speeding was a straight road going through flat open heathland and this time similar again. Can't help but feel this is using speeding fines to make up for funding shortfalls for the police.