If you'd sooner not pay them back then just pretend you haven't recieved any letters. And if they phone you tell them you'r skint. There are a thousand excuses you can use:-
You've been away
I've become a alcoholic and don't have much money
Use your imagination.
As for your position legaly, until you'r in court I wouldn't worry about it.
You've been away
I've become a alcoholic and don't have much money
Use your imagination.
As for your position legaly, until you'r in court I wouldn't worry about it.
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