Sounds like you are going to have to either pay up front through finance a fair wack to get something equal to your Jag, go much smaller in size and not pay out as much (diesel Mondeo for £5k) or buy something that will be a potential money pit without a warranty (old 5/7 series, Merc, Audi for £5k-£10k).
I've no idea what I'd do because I know you won't be keen to drop down car classes.
BTW just think how much worse this situation would be if you'd got that Porsche!
I know, it's a headache isn't it, like you can see something good that you want ...but you have ended up creating your own quite compelling reason not too, i.e. a car like I have now. Or perhaps you get married and then meet someone you like more
...don't ask me why that should occure to me, I know it's not the same really, but the thought of it made me smile.Oh I am glad I never got that Porsche, wasn't really 'me' anyway ...I just saw it and had a bit of a crisis for some reason, luckily you lot talked some sense into me.
This isn't the same at all, infact I'm not even 100% open to it, I'm not looking for a new car tbh, hadn't planned to be until probably the Autumn or so, it's just an interesting opportunity and I am of course thinking about it.
Sorry mate, my point wasn't to come at it from another angle just that if you took the payrise but not the fuel card you would be just as well off but could keep your petrol car (or even upgrade!), which would be the best outcome to my mind.
I wouldn't take any finance out against a company-provided benefit at the moment because you just never know when things are going to go pear shaped. Having the cash is almost always better!
That's ok mate, it's just frustrating sometimes to keep things on the track you want here, I know you were trying to be helpful and I appreciate that.
Don't get me wrong either, I am not hurting for money now, I also don't have money to waste though either mind, the Jag actually costing me exactly nothing so far other than fuel has helped with that too, this is also another reason I an reluctant to send it on it's way just yet, it's proving to be a good car so far and I don't feel that it will let me down like I was convinced the 540i would, I trust it so to speak. I think I could use some new rear brakes but otherwise it's all in order, engine is quiet and purs nicely, just coming up on 97k miles too.
I think Peerzy hit the nail on the head, it's a tricky situation tbh, and doesn't have an easy answer, at least not easy for me.
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