Do I mention this accident on my insurance?

[jesta]

Thanks for the replies guys. Am I right in thinking that my accident shouldn't have any effect on the price of my quote? Or could they justify it because I've been in an accident so I'm more prone to one regardless of fault?

ring and ask them to clarify.

Yeah I'm going to give them a ring again tomorrow. I'm guessing what she said was probably true though as the online system doesn't even allow you to select non-fault. It just asks you whether the other party has paid for the claim and the cost of the claim.

 

[Jono8]

Why not try and do some online quotes with and without it. To be honest, it probably won't add much, if anything to your premium.

 

[boxman2000]

If you didn't claim then I don't see the problem.

Same with household insurance. I'm not going to call the insurance company every my missus is clumsy as she spills red wine on the carpet - unless I'm going to claim!