DOC cover for under 25s

MikeHiow · 24 Mar 2011 at 19:44

Who still does it? I'm 24 and it's something I'm really starting to miss at the moment, and come renewal next month, I think I'm going to stick one of my cars with someone that offers it specifically for this purpose - assuming it isn't hugely more expensive.

Howard · 24 Mar 2011 at 19:50

I'm with HIC for the MX5 who brokered me with Highway Insurance, who gave me DOC

MikeHiow · 24 Mar 2011 at 20:33

Thanks, I hadn't thought to go speak to my broker after they refused to meet their price match promise for me last year. :/

May be worth a try with the 1.6 Focus as I think it was the fast cars and my partner's age they weren't keen on.

GT3 · 25 Mar 2011 at 00:24

Quinn

jesta · 25 Mar 2011 at 13:08

mattbill · 25 Mar 2011 at 13:46

I'm 23 with Adrian Flux and I have DOC. The broker is Equity Redstar I think.

mufc802 · 25 Mar 2011 at 14:14

What's DOC cover?

Dogbreath · 25 Mar 2011 at 14:25

Yateszy said:
What's DOC cover?

Drive Over Children. It gives you indemnity if you run over any brats that deliberately cross the road slowly in front of you.

SithOllie · 25 Mar 2011 at 14:35

NFU offer it, however you might want to read this:
http://forums.overclockers.co.uk/showthread.php?t=18255905

if you're planning on driving cars you own or frequently driving other vehicles then you might not be covered.

Bennie-Mac · 25 Mar 2011 at 17:32

Just took out a policy with Axa and they offer it for over 21s

Savara · 25 Mar 2011 at 18:03

GT3 said:
Quinn

Didn't they go bust/into administration? (Website appears to be happy looking, but I'm not sure!)

Lethal` · 26 Mar 2011 at 00:23

Savara said:
Didn't they go bust/into administration? (Website appears to be happy looking, but I'm not sure!)

They did for about a month, however policies continued running. They then returned, after realising how bad their business model was and bumped up all their prices.

They also removed DOC cover for under 25s. Having DOC at 17 was great

robjf · 26 Mar 2011 at 00:31

I would be interested in DOC cover on an insurance policy. Would it cover me driving my girlfriends parents XF?!

Hades · 26 Mar 2011 at 00:38

Yateszy said:
What's DOC cover?

Drive Other Cars.

It allows you to drive other cars which are not owned by you.

Sone · 26 Mar 2011 at 00:57

robjf said:
I would be interested in DOC cover on an insurance policy. Would it cover me driving my girlfriends parents XF?!

Why would you want to drive an expensive car on third party only, like most people i thought doc was great till i got it. Good for moving cars around if desperate but thats about it.

robjf · 26 Mar 2011 at 01:36

Sone said:
Why would you want to drive an expensive car on third party only, like most people i thought doc was great till i got it. Good for moving cars around if desperate but thats about it.

Yes and if anything did happen to it, awkward would be an understatement... Besides I would never dream of thrashing it like I have an XF before, but that was during a period of being a disgruntled over-worked, under paid employee of a car firm.

I'll stick to my ford focus of questionable reliability!

Conscript · 26 Mar 2011 at 07:38

Sone said:
Why would you want to drive an expensive car on third party only, like most people i thought doc was great till i got it. Good for moving cars around if desperate but thats about it.

Was very handy for me. Meant I could drive either of my parents cars if I needed to. Was also handy when I needed to drive my girlfriend's car. it's just very convenient.

Sone · 26 Mar 2011 at 08:03

Conscript said:
Was very handy for me. Meant I could drive either of my parents cars if I needed to. Was also handy when I needed to drive my girlfriend's car. it's just very convenient.

Not really imho, any car i would want to drive i would not touch without proper insurance.

Drove a few mates 500quid bangers back from the pub and thats about it, not going to go anywhere near 20k of metal

Conscript · 26 Mar 2011 at 08:21

Sone said:
Not really imho, any car i would want to drive i would not touch without proper insurance.

Drove a few mates 500quid bangers back from the pub and thats about it, not going to go anywhere near 20k of metal

I wasnt suggesting jumping into a super car with DOC cover. It's just handy when you may want to borrow someone's car for the day and you dont have to worry about insurance. Which I did regularly, seeing as dad's Picasso made for a very practical car for a trip to Ikea, or some such.

Sone · 26 Mar 2011 at 15:04

Conscript said:
I wasnt suggesting jumping into a super car with DOC cover. It's just handy when you may want to borrow someone's car for the day and you dont have to worry about insurance. Which I did regularly, seeing as dad's Picasso made for a very practical car for a trip to Ikea, or some such.

even so a new picasso is what 15k? Just too much risk imho