Which they shouldn't be doing anyway. You should only write a cheque if you have the funds to cover it's value.
Exactly, its like saying "oo its buy now pay next year, i dont have the funds right now but i'll take it and i can have the funds for next year"
If you cant pay, dont buy simple as.
Its why i use a splash plastic card, its impossible for me to get into debt with it as i cant spend anymore money than is on the card.