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Halifax minimum deposit for new account ?

Discussion in 'General Discussion' started by teulk, Oct 12, 2009.

  1. teulk

    Wise Guy

    Joined: Apr 30, 2003

    Posts: 2,428

    Location: jarrow

    My son is 18yrs old and already has an account with the Halifax (kids account from his younger days) and wanted to switch to one a different account with them. Now i dont have all the facts of what bank account he wanted to switch too but he told me that he cant switch unless he has £100 to open it with.
    Now i think this is utter rubbish as the account he will be wanting with be one of thier basic accounts with a visa debit card (not the electron he has at the moment). I have looked at Halifax's site and i cant see anywhere that stipulates a minimum of £100 must be deposited into the account upon opening it.
    Does anyone know if this true about having to have a minimum of £100 to open an account with. I know that some of their accounts stipulate a minimum amount to be credited every month.
     
  2. PhillyDee

    Capodecina

    Joined: Feb 12, 2007

    Posts: 14,168

    Location: South Shields

    Ring them up. Guessing he wants £100 to go out on the lash with . . . . :D
     
  3. xb8browney

    Mobster

    Joined: May 19, 2005

    Posts: 4,485

    Location: Sunderland

    I opened a HSBC student account in 2005 and you needed £100....maybe that's it?
     
  4. teulk

    Wise Guy

    Joined: Apr 30, 2003

    Posts: 2,428

    Location: jarrow

    Perhaps but from what i can see on the Halifax website it makes no mention of any opening fees for any of their accounts - even the student account.
     
  5. xb8browney

    Mobster

    Joined: May 19, 2005

    Posts: 4,485

    Location: Sunderland

    Nationwide do a current account for people who have a CCJ they open an account if you pay in £100.
     
  6. teulk

    Wise Guy

    Joined: Apr 30, 2003

    Posts: 2,428

    Location: jarrow

    He doesnt have any CCJ's :D
     
  7. dangerstat

    Soldato

    Joined: Nov 15, 2008

    Posts: 5,061

    Location: In the ether

    Yet
     
  8. teulk

    Wise Guy

    Joined: Apr 30, 2003

    Posts: 2,428

    Location: jarrow


    :D :D :D :D :D :D
     
  9. stinamoo

    Gangster

    Joined: Jan 30, 2009

    Posts: 447

    *deleted*
     
    Last edited: May 10, 2015
  10. ZXSpectrum

    Sgarrista

    Joined: Oct 20, 2002

    Posts: 8,428

    Location: Derby

    Think a few banks/building societys are doing this now to counter money laundering.
     
  11. MadMossy

    Mobster

    Joined: Oct 25, 2004

    Posts: 4,966

    Location: Sunny Torbaydos

    You need £100 to open an account, but only need a £1 in the account for it to remain open.
     
  12. teulk

    Wise Guy

    Joined: Apr 30, 2003

    Posts: 2,428

    Location: jarrow

    Brilliant, but does that mean you need £100 to open the account or you just need £100 in it before they send your card out and you can infact open the account for free ?????
     
  13. Burnsy2023

    Man of Honour

    Joined: Nov 17, 2003

    Posts: 35,475

    Location: Southampton, UK

    I've never had to do this...
     
  14. teulk

    Wise Guy

    Joined: Apr 30, 2003

    Posts: 2,428

    Location: jarrow

    I have to admit i havent either but then again ive always transfered money straight into any accounts ive opened or had my wages payed in within days of opening it.
     
  15. Van Hellseek

    Capodecina

    Joined: Jun 2, 2004

    Posts: 18,403

    Don't do it! I have an account with them and I don't have their website listed as "Halifail" for nothing. :p
     


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