Handing my bike back

Minibiker

Minibiker

Minibiker

Soldato
Joined
27 Mar 2016
Posts
7,309
Location
Bristolian living in Swindon
Hi all

Lately I've been struggling to keep my payments up to date and now it's got a bit out of control...i owe around £500 on payments, I only have £3400 left to pay on finance and got quoted £4000 for my bike against a new one, only problem being the bloke at the dealership said chances are I'd get rejected finance on a new bike for missing payments but it would work out better for me and blackhorse in the long run because it's £140 cheaper per month so they are guaranteed to get the monthly payments

Currently paying £230 a month
New bike £90 a month

Will it go against me if I hand the bike back or affect me getting finance at a later date?
 
@Clov!s @Hyburnate @BUDFORCE

Thanks for the pointers guys, To be honest i ride the bike to work probably 2 times a week and get picked up other days by one of three people at work, so it seems pointless me having the bike really, paying that much for something i rarely use... Ive got an Exprian account and it says my current Report score is 623 out of 999... I was considering selling it private and getting the cash to clear the finance and by a cheap run around/weekend blast once ive saved up...

Im off work for a month from now as the missus has just gave birth so yet another reason to get a cheaper bike
 
Clov!s said:
Must be worth more than 4K surely if it’s 2012 unless it’s got 25k+ miles?
Click to expand...

Has 15,500 miles... registered to me in 2014, fair enough it doesnt have dealerships services but all work carried out by a friend whos had bikes years
 
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