High risk cars / Young drivers - Insurers to go for?

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15 Apr 2003
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Hello,

Looking to get my next car within a few months and one that's caught my eye is the Chrysler Crossfire (Coupe). Im 19, have been driving 1 year and have 1 NCB.

Am finding insurance a tad strange, obviously i dont expect the premium to be low but what confuses me is that the tesco group (e.g all that use the same system) will insure me on a 4.3 Lexus SC convertible yet not give me a quote the 3.2 Crossfire. Do people usually find that calling them up actually makes a difference?

Does anyone know insurers who are statistically better / more likely for insuring these kinda cars for people my age?

And has anyone owned / driven this particular car who would like to share their experiences?

Taabish
 
NUD are usually pretty good for young drivers IIRC.

Tesco weren't bad for me, and yes I do find calling them sometimes makes a difference. And I never take an online deal without calling first.
 
Elephant and the admiral group are supposed to be good for young drivers in fast cars.

I thought they hated the crossfire on top gear? I know I wouldn't buy one for the money.
 
NUD will be useless I'm afraid - they won't quote anyone under 21 on anything like the Crossfire. In fact, I imagine that Admiral will be unlikely to quote you, being as unfortunately it's an ABI Group 19/20 car - I'd definitely give the Admiral group a try though. They are your best bet before the £5,000 per year the likes of Adrian Flux will quote :)
 
Endsleigh, or the AA will do it but at horrible prices under 21.

I just got a 'good' deal for my celica 190 at £2,200. Which is still a **** load, but i'm gonna be 21 in 3 weeks so, and thats still hella young :rolleyes:

No swearing. Read the FAQs. FF.
 
Sorry to go off-topic but don't buy the Chrysler Crossfire, it isnt that good. It's a soft and spongy cheap thing built on the old SLK platform.

Either go for an old SLK if you want a posey car, or consider something like an MX5, RX8, Audi TT, 330Ci, that sort of thing, all are considerably better than the Crossfire in absolutely every way.

Infact the only thing the Crossfire does well is 'be cheap' - because nobody wants them.
 
Adrian Flux are good for young drivers/fast cars but as fox says, there are many many better motors for the money. Crossfire is a good car, but for that sort of money, 'good' isn't anywhere near what you want
 
Kitchster_uk said:
Adrian Flux are good for young drivers/fast cars but as fox says, there are many many better motors for the money. Crossfire is a good car, but for that sort of money, 'good' isn't anywhere near what you want
There are many better insurers too. Flux are crap.
 
Tesco were the best for me (and still are) :) Been with them for 3 out of the 4 years I've been driving.
 
[TW]Fox said:
Sorry to go off-topic but don't buy the Chrysler Crossfire, it isnt that good. It's a soft and spongy cheap thing built on the old SLK platform.

Either go for an old SLK if you want a posey car, or consider something like an MX5, RX8, Audi TT, 330Ci, that sort of thing, all are considerably better than the Crossfire in absolutely every way.

Infact the only thing the Crossfire does well is 'be cheap' - because nobody wants them.

Agreed, it is so last year's fashion accessory. Looks cheap and crappy.
 
bell.co.uk were the best for me. Isn't the crossfire like grp 19/20 or something silly?
 
im currently paying £900 with admiral at 21 for a group 17 i think german import (g60) and thats fully comp, but i guess 3 years ncb helps


edit: my boss has a crossfire and it sucks, rubbish handling and he cant keep up with a 16 yr old golf in it
 
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On high risk cars (groups 19/20 ish) your only mainstream choices are the admiral group which includes admiral, diamond, and elephant, or nationwide.

If neither of them say yes then you will have to use a specialist and pay quite a lot, or more sensibly just change your car choice, both of the above will insure lots and lots of stupidly good cars to young people.
 
[TW]Fox said:
Sorry to go off-topic but don't buy the Chrysler Crossfire, it isnt that good. It's a soft and spongy cheap thing built on the old SLK platform.

Either go for an old SLK if you want a posey car, or consider something like an MX5, RX8, Audi TT, 330Ci, that sort of thing, all are considerably better than the Crossfire in absolutely every way.

Infact the only thing the Crossfire does well is 'be cheap' - because nobody wants them.


I've not driven one, but my sister had one and the quality of the interior fixtures were awfull :eek:

The "painted" knobs and switches were starting to wear off and it just didn't seem all that....
 
Lashout_UK said:
Adrian Flux are absolutely useless for me. Can't quote less than twice what I've been offered from Footman James.

Wonder where I went :D
I'm glad to see the quality reputation of the Adrian Flux insurance company made more of a difference to you than several hundred pounds. Oh wait...
 
Jez said:
both of the above will insure lots and lots of stupidly good cars to young people.
I'll re-echo that sentiment. I'm 19, 0NCB, 1 Fault Claim, 2yrs Driving and to go from a 98 Xsara 1.8 to a 94 Rev.3 MR2 Turbo Admiral requested the exortionate sum of... £676!? Do they WANT accidents? :p

I can see the only logical explanation is that the underwriters decided its better to insure us all now to kill us off in car accidents, and make the roads safer and less risky in the future!
 
How long have you got left on your policy, though? If its 11 months, thats cheap, if its 1 month, thats the worlds most expensive policy ;)
 
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