Discussion in 'Motors' started by jsmoke, Feb 4, 2019.
I've seen you drive and any insurance company giving you insurance is looking for bankruptcy.
I get a baseline quote from confused.com and then start ringing specialist brokers.
Adrian Flux, guaranteed value (£6500) albeit with a 7500 p/a mileage limit (not a problem, I do less than that) although I'm going to change come renewal after they messed up my renewal which ended up costing me more than it should have to put my add-ons back on (protected NCB, breakdown cover etc) not to mention I've had considerably cheaper quotes elsewhere.
I spent years honing my skills on Carmageddon.
Got some shocking good prices from Direct Line last year. Now all my personal insurance is handled by them. Will keep an eye on the renewals though as I'm sure they'll creep up. Home & contents + two cars, all easily accessible through one web portal.
That’s interesting. We've moved away from Direct Line for quite a number of products over the last couple of years. Only thing we have is house insurance now. We found that their car and landlord insurance premiums went up quite a lot recently. As a loyal customer I wasn't impressed.
Did mine recently with quotemehappy.com. Seemed to be the best deal after checking the comparison websites.
How does the cashback stuff work, I briefly looked, can you add multi cashback offer etc?
First year ever that my renewal has gone down....just not by much.
Ended up using Compare Meerkats and getting a £200 cheaper quote with Quote Me Happy.
I assume companies like confused have a deal with the insurance companies that they can search their databases, I mean that's obvious right otherwise how else would they search?
I just renew each year with Aviva these days, i know how much i expect my car insurance to be, i know what a reasonable price is, and i like their online interface/dashboard where i can edit everything without ever calling them.
Use a comparison site and get the cheapest quote. Then talk to my current insurer and get them to match/beat it. 4 times in the last 5 years they have.
when you ask for better on average how much have they given off if anything?
i use comparison sites i used to also check the ones not on comparison sites but stopped doing that as they were never cheaper and waste of time for 1 quote.
so now i use 3-4 comparison sites and usually it's the same names at the top with slightly differing prices.
i changed 2 of my policies over to them. they seem to be doing really good deals these days.
My renewal for the last 2 years has been cheaper than any quote I've obtained elsewhere (comparison sites and those not on them, i.e. Direct Line etc.). Still phoned up and haggled further, mind
It's up next month, so will see if that trend continues for another year.
Just jinxed yourself...
Renewal £530 with A-plan. Got it down to £465 after quoting a confused search of £430 with AXA (needing things adding to match)
Went with a broker for the first time last year. £279 instead of around £500.
Renewal came out the same this time with an increase in milage from 8k to 12k. Didn't even bother doing a comparison. It's good cover (reasonable excess, protected no claims, courtesy car, etc.) for a fair price.
I just hope to never have to contact them
For the car I use comparison sites. For the bike my renewals are normally a good ten or twenty quid cheaper than the best a comparison site can get me so I just stick with it, if they don't mess me around then I'm happy to offer some loyalty.
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