years ago i wasn;t good with credit cards. I had no control, I had multiple cards that I ran up to the limits. I was stupid and I know that. I donot want anyone in here telling me that i was a muppet, this is to get some advice to repair things. I'm much better now, i have recently paid off my mortgage and I have cleared all my debts. My credit score isnt good. It shows as 510 out of 710 on creditkarma. it says "Your credit score needs work.Let’s get it back on track." It is time to repair that but I donot really know how to do it. I think a good way would be to try and get a credit card and use it just for [say] amazon, making sure I put aside the money that i would spend on amazon and then pay it off in full. Over time that should repair my raiting. the problem is going to be finding someone who will actually issue me a card. Is that the only way to repair my credit rating? Who is likely to issue me a card, does anyone know?