Hypothetical Car Options

[TW]Fox;22747850 said:
SL out of the picture because of massive running costs but you'd consider an M6!?

This is a very odd thread. 'I dont want a new car really but look how much money I have so I'll tell the internet how much spare cash I have at 23' :p

You can get an M6 with a much cheaper warranty though, I thought the M6 would be able the same in terms of running costs as my Boxster S.

The thread is simply to see if 18 months on for the money I paid for my car could I get better/different.

Have you worked out yet that you can't afford a step up, only a step sideways?

That's what this thread is to see, obviously I'm sure for £25k you can get a Ferrari, but would it be one worth owning.

rossk26 is spot on as is Fox really. Just stick with what you have, you're obviously happy with the car or you wouldn't be rubbing our faces in it about how good it is :p

No face rubbing, everyone here knows I own the car, as I did a big thread about buying it and when I got it. No need to rub anything in anyone.

E46 M3 CSL ? Coupe I know, but a very special car :) or Z4 M

Z4 M to me is a sideways step, M3 CSL fails as I like to have a modern looking car and unfortunately the e46 has past its time for me now. They are still right at the top of the budget for an older car. Otherwise this would be a very good suggestion as I'm sure they are totally brilliant.

Whatever you do don't buy this 911.

Why? What's wrong with it?
 
Does it really need to be a convertible? The amount of sunny days we have in this country you could count on one hand.

For me, with £25k I think i'd be getting this: http://www.autotrader.co.uk/classified/advert/201235483643088

As long as I had a 2nd car too :P

The roof on a convertible is there to keep you dry (and perhaps stop your ears freezing if it is especially cold). The UK has plenty of dry days suitable for top down driving. In a 5 week period when I was using my Elise as a daily I think there were only a couple of days when the roof wasn't off for atleast one of the journeys to or from work.

I really cannot understand people who have modern convertibles with fast acting electric roofs who don't appear to have read how to operate them.
 
[TW]Fox;22750389 said:
Then you thought wrong.

I budgeted £4k per year to keep the Boxster fit and healthy (tyres, brakes, service and warranty to cover repairs).

An M6 would cost significantly more then?
 
I budgeted £4k per year to keep the Boxster fit and healthy (tyres, brakes, service and warranty to cover repairs).

You budgeted £4k a year on just tyres, brakes, servicing and a warranty?

servicing anything up to £1k a year, tyres £250 a corner is acceptable. At the moment if I wanted to extend my OPC warranty on my car when it runs out it would set me back £1k, so I'd like this hypothetical car to either cost less than £1k in repairs per year on average, or know that £1k would get me a decent warranty.

Oh. So actually not then? £1k for servicing, full set of tyres a year and a warranty does not appear to add up to £4k a year.

An M6 would cost significantly more then?

It's going to cost more than the figures you originally quoted. Are you moving the goalposts? The M6 is one of the most expensive non-bonkers performance cars you can get in terms of running costs (exc Ferrari etc). If you can afford to run an M6 then you wouldn't be ruling out things like an SL55 on cost ground or limiting warranty expenditure to £1k a year, IMHO.

This thread just seems odd. You don't seem to want a new car but you post a thread about getting one anyway and then remind us numerous times how old you are and how 'much' spare cash you have. Bizarre really.

And of course the most wierd thing for me is that you constantly tell us that your all time dream car is a Mustang. I don't buy the insurance rubbish frankly, there is no such thing as an un-insurable car only a car for which the insurance bill is too high otherwise footballers couldnt drive R8's. You are 23 not 17, you can insure a Mustang if you have enough money to run a BMW M6. To suggest otherwise is just ridiculous.
 
[TW]Fox;22750753 said:
You budgeted £4k a year on just tyres, brakes, servicing and a warranty?



Oh. So actually not then? £1k for servicing, full set of tyres a year and a warranty does not appear to add up to £4k a year.

That was just a list of running costs I find acceptable, not what I budgeted for my car. Before buying my car I made sure I could cover the following as a worst case per year:

Insurance: £1000
Tax: £500
Tyres: £1000
Brakes: £1000
Warranty: £1000
Service: £1000

So I actually budgeted £5500 per year (excluding fuel) as a total worse case, my actual running costs have been far less.

What I originally posted was what I would consider fine for another car. Note the 'MPG in the teens' when my car is currently much better than that.

[TW]Fox;22750753 said:
It's going to cost more than the figures you originally quoted. Are you moving the goalposts? The M6 is one of the most expensive non-bonkers performance cars you can get in terms of running costs (exc Ferrari etc). If you can afford to run an M6 then you wouldn't be ruling out things like an SL55 on cost ground or limiting warranty expenditure to £1k a year, IMHO.

This thread just seems odd. You don't seem to want a new car but you post a thread about getting one anyway and then remind us numerous times how old you are and how 'much' spare cash you have. Bizarre really.

I've only answered questions as people have asked them, I've no need to brag not do I want to. Most people on here already knew I had the car and that I was young, enough even saw me driving round in a Fiat Bravo for 2 years!

If people ask how old I am - should I reply "I'm not going to tell you as it might be seen to be bragging", so should I just answer the question honestly and move on.

It was simple a case of a slow morning at work, and I'd spent some time on PH, AT and not been able to find a suitable hypothetical replacement to my car for it's value + £10k (roughly what I originally paid for my car in May 2011). Which got me thinking if there was one.

[TW]Fox;22750753 said:
And of course the most wierd thing for me is that you constantly tell us that your all time dream car is a Mustang. I don't buy the insurance rubbish frankly, there is no such thing as an un-insurable car only a car for which the insurance bill is too high otherwise footballers couldnt drive R8's. You are 23 not 17, you can insure a Mustang if you have enough money to run a BMW M6. To suggest otherwise is just ridiculous.

Indeed. In fact, through an appropriate insurer, the Mustang would probably cost considerably less than some of the alternatives proposed here.

Does vary considerably, mind, but still...

Last year I enquired about Mustang insurance, I was told specifically that there had been a few quite big S197 crashes recently and thus I would be very unlikely to get insured before I was 25. I asked my insurance company who refused, phoned up a number of normal insurance companies who put me through to their affiliated specialist insurers who refused. I then tried specific specialist insurers and the cheapest quote I was given was £6500~ which is as far as I'm concerned a 'we will not insure you' answer.

The stumbling block seems to be the fact it is a LHD import. I would have no issues insuring stuff like a 911 Turbo for 'normal amounts' (less than £2000) but as soon as I try for a LHD import I'm told no.

:)
 
I'm a little puzzled that you feel the e46 CSL is past it as such yet the Boxter isn't.....

One is and will always be a timeless classic, lusted after by petrol heads the world over, the other one, rightly or wrongly, is perceived as a hairdressers car/ poor mans 911 etc etc
Sure, the CSL is based on the e46, but name me something the Boxter has over a CSL?
Bar a posher badge, I'm struggling to think of a reason why I'd want one over the CSL....

Weird thread sure, but hey, who doesn't waste the odd hour browsing new cars, and what's wrong with discussing it with like minded enthusiasts?

Any regular here knows Peerzys circumstances, I personally don't view this thread as "willy waving".
 
I'm a little puzzled that you feel the e46 CSL is past it as such yet the Boxter isn't.....

One is and will always be a timeless classic, lusted after by petrol heads the world over, the other one, rightly or wrongly, is perceived as a hairdressers car/ poor mans 911 etc etc
Sure, the CSL is based on the e46, but name me something the Boxter has over a CSL?
Bar a posher badge, I'm struggling to think of a reason why I'd want one over the CSL....

Weird thread sure, but hey, who doesn't waste the odd hour browsing new cars, and what's wrong with discussing it with like minded enthusiasts?

Any regular here knows Peerzys circumstances, I personally don't view this thread as "willy waving".

I can't really explain it logically, the e46 just to me seems 'old', the design is not 'new'. It's based on a design that's 12 years old, and has been replaced twice.

The Boxster has only just been replaced, and by something that looks pretty similar compared with the e90 being obviously totally different to the e46.

I actually really like the look of the e46, but even I can see it looks dated, something I don't find with the 987 Boxster. I guess it's the way Porsche evolve design instead of reinventing.

It's a shallow thing but at the moment I wouldn't want to own something that I perceive as being 'old' in terms of design and look.

Objectively I would agree the the e46 M3 CSL is probably better than the Boxster S and probably an upgrade and a decent choice.
 
[TW]Fox;22752772 said:
Try harder.

I actually still have the emails from A-Plan when I couldn't get insured and asked to speak to someone higher up.

A-Plan said:
Hi James,

Thank you so much for your email. If I'm honest, I will struggle on this one this year. My insurers typically are over 25's unless you have owned the vehicle you are insuring for over a year or so. Since the recession they are really cracking down on what we can and can't do. So for us this year, its a no quote.

If you do go ahead and get the vehicle, please give me a call next year and I may be able to do something. Sorry I can't help further.

Regards

Chris

A-Plan said:
Hi James,

At the moment under 25 is a no go. Even if I said you would pay £5000!! They are an absolute nightmare at the moment. But they have to rely on statistics and at the moment the small minority have spoiled it for you.

Regards

Chris
 
[TW]Fox;22752954 said:
So thats 1 of the many hundreds of insurance companies out there. There are lots more. Get on it.

95% of them don't cover the car at all - Insurers like Direct Line, Post Office and Swift Cover are not going to cover the car at all for anyone. There are not a massive amount of insurers left and I did try all the major ones (around 8).
 
Flux, Footman James, Sky, Greenlight. I suspect that being under 25 makes it very difficult but currently owning a performance car is seen as a plus point.
 
Flux, Footman James, Sky, Greenlight. I suspect that being under 25 makes it very difficult but currently owning a performance car is seen as a plus point.

True, at the time I didn't own a performance car (owned a Fiat Bravo :D ).

Did try all of those plus Graham Sykes who is known to be decent for Mustang insurance.
 
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