The Wilders forums are full of paranoid losers who have nothing better to do than debate the merits of running multiple security apps simultaneously rather than doing anything constructive, meaningful or fun with their computers.
The first thing I do when I install windows is disable UAC, it drives me nuts ;o
While everyone was complaining about Vista, I was merrily using XP. I used to listen to people saying "UAC is so super annoying!" and wonder what great evil Microsoft had brought upon the world.
Then I upgraded to 7 and saw what UAC was. My reaction was: "This? This is what people were complaining about? Seriously?"
Now I'm not sure how effective UAC is securing anything; I know most people click it away without reading it. Even if MS made a pop up saying "Running this will wreck your ****" most people would click continue anyhow...
But as an annoyance it doesn't even register on my scales.
"I don't use anti-virus and i've not had any problems ......."
UAC changed a lot from Vista to Windows 7. I don't think I've seen it pop up on Windows 7 on my system yet but with Vista, you just move the mouse and it wants to confirm it.