Insurance / claim / compensation question

Howard · 24 Apr 2008 at 20:06

My mum was involved in a relatively minor accident last June (her fault) in which her car needed a new wing, bumper and headlight. Basically (I was with her) she was waiting to turn right into a side road and pulled across into someone's path, who then swerved and we struck the side of his car, sort of diagonally so it wasn't a direct hit, no airbags etc.

Now the bloke is trying to sue for compensation for loss of earnings, injury etc. ****. But that's beside the point.. We today received a huge "pack" from his solicitors saying they want £xxx etc, along with a lengthy (and ridiculously overexaagerated) medical report :rolleyes:

We've been told by direct line to just forward this to them and they'll sort it...

So my question is I presume we have nothing more to worry about as they're going to sort it and "battle" it for us? And we just send any further correspondence straight to them?

The ridiculous compensation culture in this country nowadays greatly annoys me :mad:

Why can't people just accept that others make mistakes... Oh a little bit of whiplash, diddums :rolleyes:

Defcon5 · 24 Apr 2008 at 20:19

Welcome to the Jeremy Kyle generation.

Let the insurance sort it, thats what you paid them for, anything you get, just forward it.

Howard · 24 Apr 2008 at 20:20

Defcon5 said:
Welcome to the Jeremy Kyle generation.

.

Tell me about it :rolleyes:

Yeah hoping this is the last we'll hear of it!

AtreuS · 24 Apr 2008 at 20:24

Just pass it all onto your insurance company and let them deal with it. I had a minor bump last year and the chap i knocked into got £1500 for a day off work and doctors report saying he had whiplash. I got one letter from his solicitors and just told them to contact my insurance company. That was the last i heard about it.

I only found out what he got when i asked about it earlier this year when i had to contact my insurance company because someone hit my car up the rear like i had done to him! :cool:

My girlfriend was in the car at the time and we both had minor whiplash ( sore and stiff neck after a few days and tingling sensations in the fingers etc etc. I still have pain when i do a blind spot check when driving and this is now nearly 4 months later ). This was in janurary and we have only just been to the medical examiner for a report. We have both been refered for 5 sessions of physio-therapy for "scarred ligaments" ?? to be honest i wasnt fussed about making an issue of it but the insurance company are going full steam with a claim for compensation so im not going to argue. In all seriousness its half the fault of the insurance companys for pushing for compensation as they can ramp up the costs and get a bigger payout from the 3rd party, or so it seems to me.

merlin · 24 Apr 2008 at 20:29

AtreuS said:
Just pass it all onto your insurance company and let them deal with it. I had a minor bump last year and the chap i knocked into got £1500 for a day off work and doctors report saying he had whiplash. I got one letter from his solicitors and just told them to contact my insurance company. That was the last i heard about it.

I only found out what he got when i asked about it earlier this year when i had to contact my insurance compnay because someone hit my car up the rear like i had done to him!

My girlfriend was in the car at the time and we both had minor whiplash. This was in janurary and we have only just been to the medical examiner for a report. We have both been refered for 5 sessions of physio-therapy for "scarred ligaments" ?? to be honest i wasnt fussed about making an issue of it but the insurance company are going full steam with a claim for compensation so im not going to argue. In all seriousness its half the fault of the insurance companys for pushing for compensation as they can ramp up the costs and get a bigger payout from the 3rd party, or so it seems to me.

So, you're claiming whiplash that you didn't actually suffer?

Also, it's not actually the insurers fault at all. You're talking about Solicitors.

AtreuS · 24 Apr 2008 at 20:32

merlin said:
So, you're claiming whiplash that you didn't actually suffer?

Also, it's not actually the insurers fault at all. You're talking about Solicitors.

We did have whiplash as described by 2 doctors. ( you posted before i had edited my post with more details ). We described any pains or discomfort we had experienced or still had and they make the judgement as they are doctors. My insurance company went ahead with the claim for compensation as a matter of fact, thats the point im making. Its simply now become par for the course to claim for compensation if there are ANY physical symptoms what so ever.

The word whiplash covers anything from a slightly sore neck to being incapable of moving. Its such a wide ranging word its left in the remit of the doctors and laywers to have a field day over it.

And its MY insurance company pushing for the compensation not solicitors. In the OP's case its the guy using solicitors to do it for him i think.