Soldato
Depends on the policy. The majority of mine were completely open, effectively, provided I tell them about it
Insurance: Just tried getting a Classic quote!
- Thread starter mattyprice4004
- Start date
Depends on the policy. The majority of mine were completely open, effectively, provided I tell them about it
My DC2 (modified) was quoted at £273 on a 5k mile classic policy through Peter Best. PRetty awesome but am going for a £500 deal through Graham Sykes that includes my no claims and mileage can go over teh initial 6k if required. Peter Best was a hard 5k cap.
I'd go for the limited milage policy. There's no way they can prove the amount of mile YOU have done.
MOT certificate? Or do you mean you could claim that somebody else drove the car? Doubt that would stand up if you are the main driver.
According to my last MOT I did over 176,000 miles last year lol
If it's really cheap and you already have lots of no claims then why not?
Nothing wrong with mods when I have spoken to them; loss of power induction kit, flywheel, coilovers, bushes, braces, brakes etc.
Until they send you a form to fill in the mileage and you have an accident whilst on a mileage number that hasn't appeared yet
Also the cheap classic policy means no claims is left dormant but the sticking point was that it HAD to be garaged. If I moved out of home and it was to be parked on a road or off-road then the price would fly up or might not even be covered. It's something I'll check with them but I'm probably going for the £500 deal with Graham Sykes as 6k (increased if required), no claims protected, like for like mods etc is a safer bet. Not adverse to taking a risk but I would hate to see everything I spent (time, effort and lots of money) on the car be for nothing should I have an accident.
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NCB makes no difference for me any more, experience seems to make the bigger impact.
How many years do you have now, 3/4?
There might not be any single factors that contribute massively, but when they all come together (age, experience, no claims, location, garage etc), that's when the savings come.
3 years, just coming up to 4 years experience now. My main problem is my postcode.
When I was down your way, I saw a business man urinating into a bin, an Audi driver tried to kill me and my mate, and there were loaaads of dodgy looking gangs about later at night.
London is scary
1. Find jewellers screwdriver
2. Remove odometer from car
3. ?????
4. Profit!
I'm sure Andy has a picture of me sat in a Recaro I'd taken out of my car on the grass by the 'Ring, sunbathing and winding my clocks back a little bit to account for a 'discrepancy'
I'd been meaning to do it for ages, the replacement clocks I had said I had 140,000 miles. We all know if a car is over 100k it will explode, not a risk I want to take.
Associate
Its true
Luckily my odometer only goes to 99,999miles, so it should, in theory, never explode 
I've never had a ncb in 14 years of driving. My insurance has always been cheaper than any 'modern' equivalent car. (edit: that might be a lie - my first ever policy may have been a ncb policy)
When I was 18 it was around £450 compared to £800+ for my mates with Fiestas etc.
Mid 20's it was about £150-£200 compared with £450 for a Golf etc.
Now it's £150 for a mental modified Anglia or £220 for a hotrod with a 4 litre V8 compared to £400 for a knackered Renault Scenic (g/f's car quoted in my name last year to see if it was cheaper with me as the main driver)
Doesn't NCB reset (or is at least reduced) if you don't use it for 2 years?
No offense but I wouldn't class you as the average driver. You drive proper classics.
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Associate
Heritage, been cheapest year after year on both my Manta and the previous mk2 scrote. Includes track day cover too, allbeit with a hefty excess
Correct.
Anyhow Peter Best cost my the lovely sum of £270 today:
5000 miles - Fully Comp
Legal Cover
£100 Excess
£0 Windsceen Excess
SDP+ Commuting to work
Roadside UK+EU cover
NO Drive Other car
No claims not used so still available