Insurance NCB

Associate
Joined
26 Jan 2006
Posts
1,502
Hello all,

I have a question on NCB. Is it "correct" to claim I have 4 years NCB if I had a license for 8 years total but I was only driving/insured for 4/8 years? Does it have to be consecutive etc?

Thanks.
 
Soldato
Joined
26 Feb 2009
Posts
14,814
Location
Exeter
Your previous insurer will be able to tell you how many years NCB you've accumulated and can issue a certificate to that effect
 
Soldato
Joined
18 Oct 2002
Posts
16,659
Location
Devon
NCB normally only counts for a maximum of two years after you stop driving, so if you were driving every other year for 8 years I guess you could have accrued 4 years NCB. You insurer will likely want proof of this though (from your previous insurer).
 
Associate
OP
Joined
26 Jan 2006
Posts
1,502
Thanks all, will check. Any idea which insurers offer good deals nowadays? Is elephant - confused always the cheapest or I should go direct?
 
Caporegime
Joined
19 Apr 2008
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25,925
Location
Essex
Confused.com chucked a £10,000 quote at me yesterday. I was definitely Confused.com.

Phoning around always yields the best results in my experience.
 
Associate
OP
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26 Jan 2006
Posts
1,502
I gave elephant a try, the bonus builder thing came out at 520 squid. How does it work though with 10months term? Is basically a 520/10 instead of 520/12 quote?

I will phone around as well as most suggested ... but 520 with no NC bonus (it did not ask?) it "O-K" I guess.
 
Soldato
Joined
25 Dec 2008
Posts
5,976
Location
Sheffield/Norwich
What's your car? And I presume you're 25? TBH 8 years passed and 25+, it doesn't seem particularly cheap to me, but does depend on the car ofc. And maybe NCB means more than I give it credit for.
 
Associate
OP
Joined
26 Jan 2006
Posts
1,502
Small car yaris 1.3 L (5 door though, not risky I assume), and yes I am 25+ but 0 NCB ... it is expensive yup :(
 
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