Insurance question

[John_V85]

Can you downgrade your insurance cover from comprehensive to TPFT in the middle of a policy, receive some sort of credit back, and still get the no claims bonus at the end of the exisiting policy (assuming no claims are made)? I'm with Admiral if the insurer makes any difference.

 

[John_V85]

You can most probably downgrade it but I very much doubt if you'd get your money back for the first 'x' months, if you could everyone'd be downgrading to TPO in the 11th month and claiming everything back...

When I said money back I ment rebate for the coming months rather than previous ones.

Thanks for all the information everyone.