Insurance quotes, help me decide

[Jonny69]

Just had insurance quotes back for the Anglia.

£129 FC with £250 excess, 5000 miles, includes commuting, all mods declared, no breakdown cover available.

or

£160 FC with £100 excess, 5000 miles, includes commuting, all mods declared, breakdown cover for £20 more

So it's between whether I want breakdown cover or whether I decide to bin it in a hedge. Damn. What would you choose? Can you get cheap one-car cover with relay? I'm thinking it might have to be the second one.

 

[Ben M]

breakdown cover is onlt ~£30 on it's own, so really it's just down to whether the larger excess on policy 1 bothers you.

 

[James_N]

go with the second one. only £30 more and £150 less excess should you stack it.

 

[rgzcampbell]

I would choose the second one

 

[Jonny69]

go with the second one. only £30 more and £150 less excess should you stack it.

I was thinking that, but then I can always increase the agreed value to cover it. I guess it's down to how hard I decide to stack it.

 

[Vasquez]

£160 for insurance?

 

[Jonny69]

high or low?

 

[ChoÞÞer]

i was paying more then that for my ped

 

[Andr3w]

add a 0 to the end of the first quote...and thats my insurance :O

 

[Jonny69]

My Pop is £160 FC, special deals for classic and modified cars.

 

[DingleBerry]

My Pop is £160 FC, special deals for classic and modified cars.

Tis good isn't it! I'm almost looking forward to the quote for my b when it gets back on the road. What with me being older and wiser than last time and the allowed mileage being pretty low they will end up paying me!

 

[volospian]

I'd probably take the second, with breakdown. It's easier in the long run, plus it's less to pay if it does get stacked.

Classic insurance is great. I once managed to insure my GT6 for a whole year, breakdown and unlimited mileage, plus the wife as a named driver, for, IIRC, ~£29