Insurance write-off reasons?

[ClownShoes]

Hi all,
After wanting a change from my Bandit 1200, even though it’s been almost faultless for nearly 4 years, I decided to have a look around.

Only wanted to spend a few grand really to scratch an itch so was looking at older Triples and some Z1000, decent ones for the years (03 ish) seemed to hover around £3000. Saw an ’03 Z1000, 17k miles, lots of custom bits and cans, union jack spray paint and £2700! It was a CAT D which explained the price.

I called the garage and asked why and all they could tell me was it was wrote off in the first few months of ownership, I bought it and hoped for the best I did do my own HPI check on the bike and it was manufactured in March 03 and wrote off in April 03, part service history since then with some full services etc carried out.

Is there any way to find out why it was wrote off? I’ve had it for a couple of months now without anything feeling wrong, apart from swapping the reg/rec which was a bit useless, just curious really.

Cheers

 

[ClownShoes]

I'm not sure how to get the information but that's a fair bit of damage to Cat D a brand new bike!

I thought the same thing, I did wonder how it was "only" a CAT D but insurance decided not to repair? From what I read CAT D are generally not structural but there's not a lot of body work to them so not sure what else it could be.

I don't think there is any way of finding out what the damage was.

I'm thinking the same now to be honest, I've had a friend have a ride and a check over and nothing screamed out to him, but just can't see any way of getting any reports etc.

 

[ClownShoes]

Cheers for the answers.

I did think the custom paint job may have been to hide damage, but from the receipts that I have and log book the colour change wasn't until around 2008.

The bikes had 5 owners in it's 13 years so bit of a trail to get to the original one to find out.

It is fun to ride though so I'll try and put it out of my mind for now, local garage said he'll check it over for me and he mocks me plenty when I buy a dud and he has wrote bikes off so won't be shy telling me if there's something too bad.

 

[ClownShoes]

I only started thinking about it as a friend bought a CAT D car and he said he had a report with his, but he was the first owner since the write off so possibly why.

It was an impulse buy for summer really so, hopefully, it'll keep running well for then at least