Is that car uninsured on your drive?

Can't see the benefit of this at all. Have the DVLA taken on extra staff to cope with the mountain of tax refund requests that are going to come flooding in when this comes into force?
 
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If i was going to drive around in an uninsured car I'd make sure it wasn't registered to me. I would also be very unlikely to tax it.

The fine is also pathetic, it's less than some people pay PA for their insurance currently. It's allegedly costing the average motorist an extra £30 PA to fund these uninsured drives, I can guarantee that nobody will see their premium decrease as a result of this law change.
 
So what happens if you have a car that is technically uninsured but you are covered DOC and use this to drive the car?

Not that I have this problem I am just wondering.

doesn't that issue exist now, even before this law comes into force?
 
£30? Is that all. :( Also didn't realise uninsured drivers were the only ones crashing into people...



[TW]Fox;13327860 said:
This is annoying, we have a taxed and uninsured car on our private driveway a mile from the nearest public road. When does this take effect?

Why? You can't drive it, on the road, claim whatever tax is left on it.

Only reason I can see for this is if you are selling a car with tax, but you don't have insurance for it.
 
I thought the only insurance required by law is 3rd party insurance which covers the driver in the event they cause damage or injury to someone else. This is essentially insuring the driver not the car, hence most insurance policies also cover you to drive a different car than the one on the policy in this respect. If this is the case it makes no sense at all because legally I'm not required to insure all my cars if the policy I have on one covers me to drive the others...
 
How am i suposed to afford a track car now? I was planning on keeping a track/drift car on the drive and insuring it on track days just to drive it to the track... It gunna cost a bomb to get me insured on a silly modified car for an entire year :(
 
I thought the only insurance required by law is 3rd party insurance which covers the driver in the event they cause damage or injury to someone else. This is essentially insuring the driver not the car, hence most insurance policies also cover you to drive a different car than the one on the policy in this respect. If this is the case it makes no sense at all because legally I'm not required to insure all my cars if the policy I have on one covers me to drive the others...


i was under the impression these policies only work if the car already has an insurance policy taken out on it?
 
Still troubled by the "HUGE TROUBLE" in taxing a car.... is it really so difficult?

Makes far more sense to me to rebate the tax and buy insurance and tax WHEN you need it.... it's what 10 minutes out of your day to buy tax? insurance online..... you could even tax it online and not do anything. Just need to know a week before you want it....

Bunch of fusspots the lot of ya! :D
 
Still troubled by the "HUGE TROUBLE" in taxing a car.... is it really so difficult?

Makes far more sense to me to rebate the tax and buy insurance and tax WHEN you need it.... it's what 10 minutes out of your day to buy tax? insurance online..... you could even tax it online and not do anything. Just need to know a week before you want it....

Can take up to two weeks between the start of the insurance policy and it turning up on the MID, can't buy tax online until you're on the MID. Usually takes a week to get documents from the insurance company through. Plus have you actually tried getting to a post office these days, most of them seem to shut about 2PM which is typically earlier than many workers even get a lunch break, and that's assuming you even have one in walking distance, I certainly don't I have to drive to it. A bit of a problem if I don't have a legal car available!

So if you're buying a second hand car, you're looking at at least a week before you can drive it, more like 3 weeks if you can't get to a post office (since it's an offence to not display a valid tax disc, so you have to wait for the DVLA to post it to you), meanwhile it's got to sit on the seller's drive which also gives them chance to start swapping out parts into their new car if they're that way inclined.
 
How am i suposed to afford a track car now? I was planning on keeping a track/drift car on the drive and insuring it on track days just to drive it to the track... It gunna cost a bomb to get me insured on a silly modified car for an entire year :(

If you're talking about using a place like dayinsure or tempcover, that wouldn't work anyway - strictly no modifications :)
 
I'm quite for this idea, I'm sure far less people will be affected by it than are hit by uninsured drivers and a bit of extra paperwork involved in SORNing a car is a lot less annoying than having to mess around with someone not insured.

I would maybe make the SORN process easier though (online?) and allow maybe a month or two between insurance periods.
 
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