laptop got soaked (whats likely to be dead)

DampCat said:
They will try to give you current value, so argue with them. Some companies specifically offer "gap insurance" to cover this which basically costs you extra but they give you what you paid for the item if it is destroyed. If your company doesnt offer gap insurance, you can try arguing the toss for a full refund. Generally a company would rather pay out a little extra than lose a customer.

If you can get a cash settlement, i personally would take it. You can get a much better machine second hand than if they replaced it for you. Especially if they will only offer current value.

Hope that helps.
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hmmm, some of what you say concerns me. I want full original value (which i paid 16 months ago) and i dont want to have to fight for it! why cant these companies just do what we pay them for?? well actually thats a good point- i dont pay for the insurance. will this affect things?? i am a family member of the policy owner so surely that dosnt matter? argh i'm getting annoyed with this situation already!!!
 
With insurance you get what you pay for.

If you paid for new for old replacement then that is what you get, if not then you get current value.

If you live in the house as a family member then you should be OK, if you were just visiting then you are probably not OK.

If the policy has a high value item limit and the notebook was declared then you are good, if it does and the notebook wasn't declared then you are not etc.
 
Teal said:
With insurance you get what you pay for.

If you paid for new for old replacement then that is what you get, if not then you get current value.

If you live in the house as a family member then you should be OK, if you were just visiting then you are probably not OK.

If the policy has a high value item limit and the notebook was declared then you are good, if it does and the notebook wasn't declared then you are not etc.
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Erm, just thought i'd update on the situation- the lappy lives!! turned it on this weekend and everything works a treat! i've opened it all up and cleaned the tea stains off the hdd and there dosnt seem to be any anywhere else. weird aye?
 
Pretty cool. I opened up my Dell last night. I droped the mobo out the plastic base but with the alu frame off the bed onto the floor (3 ft), still works fine, even when i oc'd it slightly
 
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