Lending money to friends.

I remember in my second year in uni the gas bill was in my name. I HAD to pay or I got in trouble, whereas my housemate never paid me for their gas and said they couldn't afford it.

Even now they still owe me the money [something like £100]. I've had to brush it under the carpet.
 
Give it knowing you wont see it ever again.

At the moment a guy called wully whos a mate of a mate still owes me £20(but bought an ounce a £100) another mate who i used to work with and still see regular owes me £20,maybe £30 and that's not counting the money i have spent on my best mate!
 
Well I'm just about to go and see him and ask for the cash.

Apparently the heart problem is all made up and it was actually a caffeine overdose - which he's blagging to get time off work. He overdosed cus he's got a new gf who has a kid and he's trying to spend time with them.

Also his heart tablets are fake, I've been told that he's just telling people that and spending the money on his GF and kid.

So I'm gonna ask him:

"Did you get your tablets ok?"
"My nan takes heart tablets, called Didanosine or something?"
"What are you taking? Or are they the same?"


BTW, Didanosine is for HIV treatment. :D ;)

I'm unsure what to say if he says "Yes" - I'll say "Sorry to hear you have HIV"... I may not get my £20 back but I'll get a laugh out of him.
 
Dolph said:
Never lend money to friends (or family) unless you'd be prepared and able to give them the same amount, and are willing to treat getting the money back as a bonus, rather than a guarantee

If you accept the above rule, you won't have a problem. If you lend money you can't afford, or think you must get it back, it's going to go wrong.
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Agreed. I only ever lend the amount I can afford to lose.
 
Personally I've never lent money to my friends but if it was what I consider one of my very close friends (of which I have 4) I would happily help them out as much as I can. I think you've got to draw the line and I guess it depends on how much you trust them, personally I know my mates would pay me back as I've known them a good 11 years now. However from a personal point of view I would never ask my mates for money, just don't feel it's the right thing to do.
 
I once lent money to two of my housemates at uni (or rather I paid a joint bill myself that they part-owed). They kept giving excuses for not paying it, so over the summer hols when we'd all gone back home I hounded them using a free online text messaging service. Eventually I got bored and decided to sort it out when we all went back the next year.

A few days later I got a call. One of them was so worried that the texts had stopped that he wanted to pay me back there and then for fear of what the next step was. Success!
 
I have a "mate" that doesnt pay back period. well... took him a year to pay out £40 he lent off one of my mates. 2 years to pay back £30 off my brother. some people just live the life of debt. and they dont care about paying back.

if you dont get a call by this evening - give him a call. say you really need it and it aint a joke.
 
Yep, been stung with this before too. There's only one person (a close mate) who I will lend anything to.

Family are a big no no, as they seem to think they can take the pee with not paying back, or will pay back in drips and drabs.
 
Solari said:
Yep, been stung with this before too. There's only one person (a close mate) who I will lend anything to.

Family are a big no no, as they seem to think they can take the pee with not paying back, or will pay back in drips and drabs.
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haha yeah - took my brother a year to pay me back £600 he "lent" if thats a word :S

only 1 guy I will happily part my money to
 
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