Lending money

Carlac

Carlac

Carlac

Associate
Joined
22 Oct 2004
Posts
8
Location
Boston
I lent about £400 to a mate about 3 months ago because he was out of work and needed to pay a few bills. Recently he has been pushing for me to let him with some of it.

Now last night he texted saying do me a favour, call it 300 if not I wont bother paying it back.

Now I havnt been chasing for the money to be repaid and have always said he can start to pay it back when he gets a job.

What annoys me is the fact when he borrowed it he promised he would pay it back. Now he seems to be trying to get out of it and I really have lost trust in him. I can see him wanting to lower the amount again if I agreed to the 300.

I really feel like ending the friendship, I never really wanted to lend him the money in the first place as I know money can come between friends.

What do you think
 
Take the boys round there and beat that last £100 out of them.

Just because it's been awhile it doesn't make the money worth any less, he owes you £400 - I don't need to say this, but thats a lot of money.

Seriously though, tell him your not going to lower it, point out that your leant him £400 and want the exact amount back, don't be arsey about it. Just calmly explain and remind him they YOU did him a favour and now he needs to return it in FULL.
 
Carlac said:
Now last night he texted saying do me a favour, call it 300 if not I wont bother paying it back.

...

What do you think
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Whoa! You've got a master of psychology on your hands there.

Either threaten him or stop talking to him. Bearing his companionship is not worth the £400 he owes.
 
Tell him that favours work both ways, and you LENT him money, not GAVE it him.

You did him a favour by lending him £400.
Now he does you a favour by paying it back.

If he refuses to pay it back then I would imagine the friendship is over and you've learnt a lesson on lending money to friends.

I would make sure everybody who knows him learns about him not paying you back, and what a dishonest prat he is.

Or, if you need the money back and won't take no for an answer, you need to start paying him visits. How old is he?
 
He is 20, Im 28.

I dont need the money which is why I said to him he can pay me back in instalments when he gets a job.

Its not the money that bothers me as such (even though I do want it back) its the fact that I cant trust him now.
 
Carlac said:
He is 20, Im 28.

I dont need the money which is why I said to him he can pay me back in instalments when he gets a job.

Its not the money that bothers me as such (even though I do want it back) its the fact that I cant trust him now.
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Regardless of the fact whether you need the money or not, he owes you money and needs to pay you back.

Does he live with his parents or anything? Maybe have a quiet word with them?

Trust takes a long time to build up and can be easily broken, its one of those things in life.
 
Carlac said:
He is 20, Im 28.

I dont need the money which is why I said to him he can pay me back in instalments when he gets a job.

Its not the money that bothers me as such (even though I do want it back) its the fact that I cant trust him now.
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He has already proved that he is not worth bothering with by asking you to lower the amount or threatening not to repay any of it.

Demand the £400, and end the "friendship".
 
Demand the money be paid back straight away or if not you'll start a campaign informing the local community of his dirty little paedophilia secret.
 
Beat the absolute carp out of this ***** "so called mate".

Keyboard him in the teeth !

I'd go around his house and remove items to to sum of £400 then tell him to frek off. His new shiney PS3 would be a good place to start with. Then kick him in the rollocks for good measure.


People will try it on if you let them, Don't let them !
 
Go on the keyboard warriors, jog on!

Violence won't get your money back. It's not the money its the principle that you can't let him get away with it as he will think this is acceptable behaviour. Do him a favour and keep on at him into you get the money back :)
 
Depends how much of a friend he is. I have friends, and then I have friends. I'd drop it by £100 for the latter, but not the former, but then the latter wouldn't say "drop it to £300 or I won't pay". So, I guess he's the sort of friend you don't really need, so just try to get as much of your money back as you can.
 
This is why its never a good idea to lend money to friends. Ultimately, friends always let you down.
 
Carlac said:
He is 20, Im 28.

I dont need the money which is why I said to him he can pay me back in instalments when he gets a job.


Sounds a little odd really, :p

Maybe he wants to pay it back in favours ;)
Your not his toyboy are you ? ;)

Age matters not, G15 macro his butt
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Keep records of everything he's sending you, especially the text as it admits that he owes you money.

If he keeps being a prat then take him to a small claims court, or even more amusingly take him on judge judy :p

No chance you'd lose.
 
Like most others have said, this guy isn't a friend of yours - he wouldn't have said that if he was, politely but firmly tell him you lent him the £400 as a friend and would like it back, after that end the friendship - or continue being friends but extend him no trust.
 
He has no right to say he won't give the full £400.. How can he justify that?

Demand the full £400, that's what you lent him, that's what he owes you. End of.
 
Never lend money to your m8s it will only end in bust ups

Now id be pushing for the full amount back


don't supposed he signed anything when you gave him it did you ?
 
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