Litle reminder to us all...

Kitchster_uk

Kitchster_uk

Kitchster_uk

Soldato
Joined
18 Oct 2002
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The remittance desk
Just bought a GTO on the bay. Absolutely lovely car, wen t cheap, very happy. Then decided to HPI check and wadda ya know, it must have slipped the sellers mind that it's an insurance total loss!!! Thank you HPI - my little money-saving friend!
 
Kitchster_uk said:
Just bought a GTO on the bay. Absolutely lovely car, wen t cheap, very happy. Then decided to HPI check and wadda ya know, it must have slipped the sellers mind that it's an insurance total loss!!! Thank you HPI - my little money-saving friend!
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What do you mean by total insurance loss? Its a write off?
But you bought it?
 
It was catogrised as a total loss by the insurers then rebuilt. The seller neglected to put this in their advert, thus item is not as described.
 
Ive always thought it was ok for the buyer not to mention its not been wrote off etc as long as the seller didnt lie about the history of the car and told the truth if asked?

edit: i wrote that totally wrong lol, i meant seller instead of buyer.
 
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moss said:
Ive always thought it was ok for the buyer not to mention its not been wrote off etc as long as the seller didnt lie about the history of the car and told the truth if asked?
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iirc this is correct.
 
moss said:
Ive always thought it was ok for the buyer not to mention its not been wrote off etc as long as the seller didnt lie about the history of the car and told the truth if asked?
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Agreed, somewhat harsh and not very ethical, but strictly speaking he hasn't lied, and the opening poster is the one in breach of the terms of the contract he entered into upon winning the auction.

However, having siad that if I had discovered the same, I'd have pulled out too.
 
The thing I'm considering is that, having not mentioned this, what else is he hiding? Is it much more difficult to insure a total loss car? If it only makes a difference to the resale value then that's not too bad I suppose, as I certainly had a winning bid under the normal value of the car (not that much tho...)

Is it worth buying anyway and bein happy with a very fast car or is it a huge can of worms???
 
PeterNem said:
Agreed, somewhat harsh and not very ethical, but strictly speaking he hasn't lied, and the opening poster is the one in breach of the terms of the contract he entered into upon winning the auction.

However, having siad that if I had discovered the same, I'd have pulled out too.
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E-bay contract, lol!

They can't inforce anything nor make you pay up its a stupid stupid system.
 
Kitchster_uk said:
The thing I'm considering is that, having not mentioned this, what else is he hiding? Is it much more difficult to insure a total loss car? If it only makes a difference to the resale value then that's not too bad I suppose, as I certainly had a winning bid under the normal value of the car (not that much tho...)

Is it worth buying anyway and bein happy with a very fast car or is it a huge can of worms???
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What is it for a start? When you say total loss, talk in terms of category. Was it a C, D or worse.
 
dad very nearly bought a subaru off ebay

won the auction, did a HPI check and the same was true

Cat D i believe it was... needless to say he told the guy where to go
 
If its roadworthy and been repaired then in theory theres no reason to panic, lots of cars are written off for stupid reasons.
 
The FACTS.
There is very little wrong with a CAT D write off and these can be put back on the road quiite legally and can still be good cars. In fact they can actually be bargains.
CAT C is more damage inflicted but can still be put back on the road legally.
Personally i would buy a CAT C or D but only after a very close inspection.
 
mejinks said:
What is it for a start? When you say total loss, talk in terms of category. Was it a C, D or worse.
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If it was worse than a Cat C then it couldn't have (legaly) been put back on the road as the insurance company has to inform the DVLA and it's recorded as being scrapped.
 
Write off values are strange things, a friends picked up a corsa (to sell!) very cheaply as it had been writen off after somebody doused it in brakefluid and fubar'd the paintwork. The cost of the respray was more than the value of the car, so - writeoff.

Then again, the brakefluid was probably worth more than the corsa too ;)
 
being a Cat C or D write off effects re-sale value tho.. so in defence of my dad, he bid upto the true value of the subaru, not up to what he would want to pay for a write off ! (which happens to be £0 in his case but thats not the point)
 
It was certainly wrong for him (seller) to not state in the add the category and the write off details.
As you say this info would have led to different bids.
False advertising is wrong. He is guilty so i throw my keyboard at him. ;)
 
I'll go along with the ealier comments, which are that it's the onus of the puchaser to ask the right questions. If the seller has not fully disclosed, he's not at fault, it is possible that the owner is unaware or simply forget to mention it. However, if he either misrepresented the ad by lieing in it, or answered a question falsely, then clearly the seller would be at fault.
 
malc30 said:
It was certainly wrong for him (seller) to not state in the add the category and the write off details.
As you say this info would have led to different bids.
False advertising is wrong. He is guilty so i throw my keyboard at him. ;)
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Its only ethically 'wrong'.

By law I don't believe the seller is required to disclose such information.
 
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