Mitsubishi FTO

shoes · 9 Sep 2011 at 10:07

Can anyone tell me why insurance companies hate these with a passion? Has anyone every owned one, and did you ever manage to get your insurance premium lower than your salary?

I'm struggling to see why, on paper, they would be 16 (yes SIXTEEN) times more expensive to insure than a civic type r. In fact admiral will insure me for at least a grand cheaper on the following:

300zx TT
Supra
3000GT
Civic Type R
MK1 Focus RS
Sierra Cosworth

I am confused? (dot com)

drunken fool · 9 Sep 2011 at 10:13

I owned one a few years back (1994 GPX) and didn't have many problems insuring it that i remember. Price wasn't even too bad either.

Think the main problem is down to the fact they are imports with no official UK equivilent. Sure someone will know more of the details than me.

For a comparison though on insurance, when i changed to an Impreza WRX the cost was pretty much the same

ubersonic · 9 Sep 2011 at 10:18

Try SKY, they are the official insurance company of the UK FTO owners club iirc

shoes · 9 Sep 2011 at 10:59

drunken fool said:
I owned one a few years back (1994 GPX) and didn't have many problems insuring it that i remember. Price wasn't even too bad either.

Think the main problem is down to the fact they are imports with no official UK equivilent. Sure someone will know more of the details than me.

For a comparison though on insurance, when i changed to an Impreza WRX the cost was pretty much the same

Surely though in terms of risk / profiling Subaru > FTO by a long way?

Fair point about having no UK equivelent - the ford puma hardly comes close lol

ubersonic said:
Try SKY, they are the official insurance company of the UK FTO owners club iirc

Cheers, I shall look into this.

Will Gill · 9 Sep 2011 at 11:02

If an insurer doesn't like a car/person/place they will jsut quote stupid money to force you to go elsewhere, couldn't tell you why an FTO represents an issue for them but as you pointed out there are plenty of cars they will insure so jsut go with one of them

shoes · 9 Sep 2011 at 11:22

I'm not really considering an FTO, although I may well do if the insurance is low enough. I'm still agonising over the idea of the CTR - I need to drive one for sure!

I've always noticed, for years, how disproportionally expensive an FTO is to insure and it still appears to be the case, I am curious as to why this is.

LizardKing · 9 Sep 2011 at 12:19

FTO's were pretty much purely grey imports, unfortunately insurance company's still reference the era of when grey imports were impossible to get spares for.

Just wish Mitsubishi gave the FTO a 6G72 :eek:

Amleto · 9 Sep 2011 at 13:07

last time I read someone tlaking about fto I think it was piggy!?

Tinders · 9 Sep 2011 at 13:08

My mates just sold his FTO GPX for £650, which i thought was a bargain, yes they are old and FWD, but 200bhp for that amount of money isnt to be sniffed at. Fairly reliable cars too from his experience, had i had the space at home i'd have bought it for a weekend toy!

shoes · 9 Sep 2011 at 13:09

Yes, they're ridiculously cheap these days. Presumably because they're an arse to service/maintain?

Overnight part from Japan?

Muffin` · 9 Sep 2011 at 13:10

shoes said:
I am curious as to why this is.

They've been in the realms of knuckle draggers for a long time, which won't help their claim history. It's a shame because they're not a bad car, just finding one worth buying was always a massive challenge, I was well up for one, Sky offered a fantastic price TPFT but there just weren't any GPX Manuals about.

drunken fool · 9 Sep 2011 at 14:06

Muffin` said:
.....but there just weren't any GPX Manuals about.

Manuals were always a pain to find. Best to get a knackered tip box GPX and then do a manual conversion. Seem to remember that costing around £1100 and a lot cheaper than replacing the tip box anyway!