Mondeo Insurance

Dureth · 5 Jun 2007 at 13:03

Ok shoot me now I bought a Mondeo. However it was only £300 for a 1.8TD with a lowish milage.

However the insurance quotes are stupid! I was quoted FC on a Volvo V40 2L for £750 which for a first time driver isn't too bad. However despite being 2 insurance groups lower the mondeo is coming in at £1100! Also FC is cheaper than TPFT on the mondeo with almost everyone, how does that work!

Any idea why? Or where I could get a semi-reasonable quote? Both quotes are the lowest as given by confused.com.

[TW]Fox · 5 Jun 2007 at 13:04

Dureth said:
Both quotes are the lowest as given by confused.com.

There is your problem. Confused.com is a dire, rubbish website.

Get quotes from insurers individually.

Dureth · 5 Jun 2007 at 13:21

Ok great. I'll try some direct quotes first.

I thought it was weird that a cheaper, crappier, slower, cheaper parts and lower insurance group car would cost more to insure.

Gaygle · 5 Jun 2007 at 13:24

Bell and admiral are good for young drivers. Also CIS is quite good (sometimes!)

Confused · 5 Jun 2007 at 13:27

Gaygle said:
Bell and admiral are good for young drivers.

To add to that, add your mum to the policy as a named driver - that reduced my quote by 20%

Dureth · 5 Jun 2007 at 13:37

I'm 22 and have a place with my partner. I also have a bike license with 5 years no claims, are there any companies that doa combined car/bike policy as they might get me a better quote if that NCB can be used in any way.

I'm not sure they will let me put my parents on the policy if they arn't living at the same address.

Confused · 5 Jun 2007 at 13:40

Dureth said:
I'm not sure they will let me put my parents on the policy if they arn't living at the same address.

With Admiral/Bell/Elephant, it didn't ask any details about the address of the named drivers - only their name, age & driving history.

digitalwolf · 5 Jun 2007 at 13:42

Morethan have given me an unbeatable quote.

I suggest you try them too.

Fr0dders · 5 Jun 2007 at 13:48

confused.com is hopeless

you may want to try moneysupermarket though

they've turned up quotes cheaper than the highstreet names have before.

GreenMint · 5 Jun 2007 at 13:48

Also don't overlook Elephant, gave me a cracking deal, gf knocked it down by £220 too

Crowze · 5 Jun 2007 at 13:53

Dureth said:
I'm 22 and have a place with my partner. I also have a bike license with 5 years no claims, are there any companies that doa combined car/bike policy as they might get me a better quote if that NCB can be used in any way.

I'm not sure they will let me put my parents on the policy if they arn't living at the same address.

I'm with Carole Nash for my bike insurance, and I know they do combined policies. I've no idea whether your 5 years NCB will make a difference though - the cynic inside me says not, but it's worth a look.

Sone · 5 Jun 2007 at 13:55

elephant were cheap for my first year.

This year moneysupermarket got it down way less than anyone else.

roboffer · 5 Jun 2007 at 14:12

Dureth said:
I'm not sure they will let me put my parents on the policy if they arn't living at the same address.

My parents are in Spain, didnt stop them being added to old policies as they dont ask for information on them.

Dureth · 5 Jun 2007 at 15:34

Brilliant, cheers everyone. Lots of places to start with now.

Confused · 5 Jun 2007 at 15:58

There's also a HUGE list in the sticky at the top of this very forum

Dureth · 5 Jun 2007 at 17:06

Hehe, yeah I know I was more posting because of how confused I was at the differences made by going to a lower group car etc.

I've now found a quote from elephant for £729 TPFT with £150 excess which is much better. Still hunting though.

lozza23_uk · 5 Jun 2007 at 17:12

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