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Monzo/Starling Banking/Revolut

Discussion in 'General Discussion' started by Junglist, 4 Aug 2017.

  1. Vanquish-Storm


    Joined: 22 Apr 2009

    Posts: 3,270

    Location: North-West

    It's a source of income for them... They don't need to offer everyone £5k at least offer something.

    I am an investor from before they had overdrafts didn't have the option when signing up. Still no option now.
  2. JunkBot


    Joined: 21 May 2006

    Posts: 317

    Was definitely an option during the signup processes. But looking at the app I cannot even find out home much it is!

    Edit: Actually, within ‘Account’ there is a ‘Manage Overdraft’ option. This then details the current limit and allows you to change the limit.
  3. Vanquish-Storm


    Joined: 22 Apr 2009

    Posts: 3,270

    Location: North-West

    Yeah I signed up before they offered overdrafts and although I have that button it doesn't offer a overdraft. I have just been told I don't suit what they are looking for so hey ho.
  4. ChrisD.


    Joined: 20 Sep 2006

    Posts: 27,077

    They'll offer me a £500 overdraft, but I have no need for one. I have a healthy credit score and relatively high income.
  5. Dirk Diggler


    Joined: 6 Jan 2013

    Posts: 17,527

    You should apply for their Gucci account, mate.
  6. Vanquish-Storm


    Joined: 22 Apr 2009

    Posts: 3,270

    Location: North-West

    I have a fairly high credit score but not a relatively high income. I want a Gucce belt.
  7. englishpremier


    Joined: 15 Feb 2003

    Posts: 8,775

    Location: Europe

    Gucci belts are give out free with the account (so I've heard)
  8. "andy"


    Joined: 9 Jun 2005

    Posts: 13,909

    I use monzo for daily spends but still haven't braved a full switch even though their app is years ahead of Halifax . One day maybe
    I used lloyds free very basic AA cover a few too many times on 25 year old car and a few £500 bangers so not 100% sure where this idea they don't cover ten year old cars has came from
  9. Sho


    Joined: 21 Sep 2006

    Posts: 4,733

    Location: Oldham

    Yup I use Starling as my main account and use Monzo as my spending account..

    Both are just as good. Prefer Starling though. Once you've switched over you won't regret it.
  10. Jimbeam3678


    Joined: 8 Dec 2002

    Posts: 18,483

    Location: North Yorkshire

    What's to be brave about ? I don't understand this thought process? They are protected, they are based in the UK and the app is superb :confused:
  11. tom_e

    Man of Honour

    Joined: 26 Dec 2003

    Posts: 28,220

    Location: Shropshire

    Vaguely related to Monzo, which bright spark in Googles dev team though changing the Gmail notification icon to something that is basically an exact wireframe copy of the Monzo notification icon was a good idea :rolleyes:
    An envelope was perfect for an email application.
  12. Semple


    Joined: 5 Mar 2010

    Posts: 9,009

    Ah the Gucci belts are only reserved for the highest of revenue earners.

    Might be a specific condition with a packaged account, but AA/RAC do specifically state on their website that they'll cover a car of any age.
  13. Maccy


    Joined: 23 Nov 2004

    Posts: 38,940

    Location: Herts

    Yeh it's an eyesore :/
  14. uvarvu


    Joined: 29 Apr 2004

    Posts: 4,335

    Location: Bath

  15. Diddums


    Joined: 24 Oct 2012

    Posts: 21,083

    Location: London

    Why? Was it banging your missus behind the shed?
  16. LiE


    Joined: 2 Aug 2005

    Posts: 22,835

    Location: Milton Keynes

    It paints an interesting picture of Tom, who isn’t CEO of Monzo anymore. I have felt Starling to be a better overall bank, some of the stuff Monzo has put out looked rushed and amateurish. You can tell that Starling is run by people with a lot of experience, not some coffee shop hipsters, trying out edgy concept of the month :D
  17. DireEmblem


    Joined: 25 Aug 2008

    Posts: 946

    I quite like how Starling works - its simple and does everything I need it to do without gimmicks, unlike Monzo or Revolut. It sort of reminds me of the differences between Tandem and Chip/Cleo/Plum.
  18. Stu999

    Wise Guy

    Joined: 3 Aug 2015

    Posts: 1,839

  19. uvarvu


    Joined: 29 Apr 2004

    Posts: 4,335

    Location: Bath

    Monzo, I’m a Starling customer. I know my opinion is very subjective and irrational but I can’t help it, every time I see a coral card whipped out my blood boils!
  20. michty_me


    Joined: 19 Apr 2012

    Posts: 4,063

    Those with Starling accounts, Do you have a GBP account and a euro one?