Need to take 3K in cash out of bank account, HELP!

xcessive · 21 Apr 2006 at 16:03

Hi

Tomorrow i'll be needing £3000 cash out of one of my bank accounts.
How long will it take for the bank to sort the money out?
Could i walk into a branch of HSBC and wait for them to sort out the money or do i have to speak to the bank in advance?
I hope i havent left it too late

noob · 21 Apr 2006 at 16:04

Just go and ask for it, usually they want some form of ID (passport, driver's licence).

Kell_ee001 · 21 Apr 2006 at 16:04

If the bank is even open on Saturday I doubt it will take long.

Banks are used to dealing with bigger amounts than that on a weekday

FISHGUTS · 21 Apr 2006 at 16:05

What type of account is it. Current, savings?

Rich_L · 21 Apr 2006 at 16:05

Phone your branch now and find out

If you take some ID like a passport and perhaps a utility bill/driving licence then they'll let you take out over the counter.

vanandjuanunited · 21 Apr 2006 at 16:05

Some have a limit on the amount of cash without prior notice.

Phantom · 21 Apr 2006 at 16:06

cant do it from the cash machine. go to your bank, write a cheque made payable to yourself in order to withdraw that much money and hand it to the bank teller. in return they'll give you the desired amout of money in whatever denomination you require.

do this before the bank closes. also, take with you some form of ID in case they ask for it i.e. debit/bank card etc.

Adam · 21 Apr 2006 at 16:06

Best to give them 24 hours notice, if they don't have the funds available for you they will direct you to a bigger branch that will.

Phantom · 21 Apr 2006 at 16:07

its only £3,000 - they should have the funds available

Ukadder · 21 Apr 2006 at 16:08

Maybe better to get a Bank Draft made up? nearly as good as cash and saves any of the hassle or worrie.

Sanzy · 21 Apr 2006 at 16:09

they should be able to do the transaction easy i went in and got £1000 out no problems most banks should be able to handle £3000 not asif its £300,000 ... what bank and round about what time you going .. i might have to bump into you slip my hand into your pocket and slide your wallet out

Beansprout · 21 Apr 2006 at 16:09

Phantom said:
its only £3,000 - they should have the funds available

How long does Bill Gates have to wait if he wants to buy a yacht in cash?

#Chri5# · 21 Apr 2006 at 16:10

Phantom said:
its only £3,000 - they should have the funds available

I recently asked about moving £3,000 and was told I'm need to arrange 24hrs in advance to ensure the bank the cash available for me.

xcessive · 21 Apr 2006 at 16:27

Just spoke to HSBC.

They said that on Saturdays the 'counter' isnt open so it isnt possible to withdraw my money.

Dont have time to go into town and go to the bank today

Von Smallhausen · 21 Apr 2006 at 16:33

Can you not lend 3k of parents or something til it gets sorted ?

tenchi-fan · 21 Apr 2006 at 16:40

You're as bad as me trying to buy drink in Ireland on good Friday!

You could always use your ATM card to get out as much as possible but even then a daily withdrawal limit is likely to be set.

Eh, debit / credit card / loan from parents / pay a deposit / IOU??? Not many people NEED £3000 the following day! Is the loanshark after you? Or did you suddenly just realise you haven't paid off your holiday and it's due tomorrow?

Lostkat · 21 Apr 2006 at 16:43

Some bank counters are open on a Saturday, just find one that is! When I bought my car, I went in and withdrew £1200 over the counter in the Natwest in the MerryHill Centre. Don't forget your passport/ID though!

gord · 21 Apr 2006 at 16:48

Aye, youve left it a bit late to be taking out £3K. At the building society we probably wouldnt have been able to give that money out to you because of the legislation. Only a senior manager would be able to authorise it in a most extreme case.

People get really angry when you tell them they cant have their own money. Cant blame them, but it never helps when your the one taking the flak for someone elses rules.

Velocity · 21 Apr 2006 at 16:49

I'm with first direct part of hsbc and you have to let them know so they can email the bank it might be different if you're a hsbc customer thou.

xcessive · 21 Apr 2006 at 17:02

The bloke on the phone (indian call centre) said that on Saturday ALL HSBC counters are closed so will not give out money.
How stupid is that!!!

It wasnt a life or death situation to get hold of the 3K in cash by tomorrow. Just a damn inconvenience. :mad:

The money is for a car, found it last night on Autotrader and am going to view it tomorrow.
I wasnt planning on taking cash with me (was going to pay by cheque) but cash would be better because it means i dont have to wait till the following Saturday to pick up the car (if i decide to buy it).