Ok. Insurance is a good price. car is a good price What do you guys think of this one

Phate · 27 Nov 2006 at 22:31

Ok.

This thread.

Quite possible flamage.

so dubbing the flame suit now.

Right. Ready.

Now bear this in mind, I did a quote not long ago for an old N reg 1.4 Golf and it came out a 2k Fully comp.

Over the yard is a 2.0T Saab 9-3 1999 S Reg, not sure on the miles but I'm told it is in very good condition.

Been offered it for £800 as that is what Dad's company payed for it. Insurance on this will cost me £1796 TPFT or £2600 Fully comp (not considering fully comp)

Now, I like the sounds of this, the car is within my budget, sounds like to be a very good car. Pretty quick aswell.

Now once i've saved up and my mess with churchill and the other car is sorted I'd be willing to up it to Fully Comp insurance and I'm going to go on Rapid acceleration to build ncb every 10 months instead of a year.

I Haven't even seen the car yet, but have been thinking about it. And hopefully will get to see the car tomorrow.

I've been told it's in black but that's what they look like.

I really like the sounds of it

I'm sure some of you here don't so i'd like to hear your opinions

Many Thanks for reading

Jez · 27 Nov 2006 at 22:39

Should have got the bargain barge in the first place (i think i actually said as such at the time thinking about it

), looks like a nice car and a good price

Jonners · 27 Nov 2006 at 22:40

If you dont like it when you look at it, just go and look at Cavaliers becuase thats all that this is

Phate · 27 Nov 2006 at 22:40

Jez said:
Should have got the bargain barge in the first place (i think i actually said as such at the time thinking about it ), looks like a nice car and a good price

Bargain Barge.... :confused:

Nozzer · 27 Nov 2006 at 22:41

Tupac said:
If you dont like it when you look at it, just go and look at Cavaliers becuase thats all that this is

But the Saab doesn't make you look like a benefit cheat.

Jez · 27 Nov 2006 at 22:42

Phate said:
Bargain Barge....

A Saab 9-3 for £800 fits into the bargain barge category, cars like this are all i'd ever consider buying....

Phate · 27 Nov 2006 at 22:42

Jez said:
A Saab 9-3 for £800 fits into the bargain barge category, cars like this are all i'd ever consider buying....

Ah i see. lol dunce moment

you were referring to my slightly err...deformed car

Jez · 27 Nov 2006 at 22:45

What i was trying to say is that to me cars like that nice saab for buggerall money make far more sense than borrowing for something as unimportant as a car purchase. If you have the same accident again you simply get the car towed, and all your insurance would hear of the whole thing is a call saying that you changed your car.

Phate · 27 Nov 2006 at 22:53

gotcha

I expected more comments on it

- maybe people are fed up of trying to tell me to get a focus or a bimmer

JRS · 27 Nov 2006 at 23:17

Saab's price - decent.
Insurance quote - ouch, but probably as expected with your recent car history.

Sirrel Squirrel · 27 Nov 2006 at 23:29

800 quid is a nice bargain there, shame about the insurance though although considering you wrote off a 15k car it ain't that bad so I'd say go for it.

Phate · 27 Nov 2006 at 23:33

Sirrel Squirrel said:
800 quid is a nice bargain there, shame about the insurance though although considering you wrote off a 15k car it ain't that bad so I'd say go for it.

If I get it I'll bring it round

-westy- · 28 Nov 2006 at 02:23

Phate said:
Now once i've saved up and my mess with churchill and the other car is sorted I'd be willing to up it to Fully Comp insurance and I'm going to go on Rapid acceleration to build ncb every 10 months instead of a year.

Not the best idea, the NCB is only valid with that company, it can't be transferred to other ones.

Anyway, to the topic in hand, decent car, whats the situation with the MOT etc?

Sirrel Squirrel · 28 Nov 2006 at 03:03

-westy- said:
Not the best idea, the NCB is only valid with that company, it can't be transferred to other ones.

Anyway, to the topic in hand, decent car, whats the situation with the MOT etc?

It can be transferred if they write the ncb in years on the renewal notice like Admiral

DRZ · 28 Nov 2006 at 03:40

Car value = £800

Fully comp - TPFT = £804

Excess ~ £250

... anyone else thinking that the OP really shouldnt even be considering FC at any point in the future?

FakeSnake · 28 Nov 2006 at 07:11

-westy- said:
Not the best idea, the NCB is only valid with that company, it can't be transferred to other ones.

Anyway, to the topic in hand, decent car, whats the situation with the MOT etc?

Not true mate, I have 5 years NCB with Elephant, and transfered it to Privilege ok. Althoug the 1st 4 'years' were 10mth policys, the final year was 12 months. on my Elephant renewal, it just stated 5yrs NCB.

Phate · 28 Nov 2006 at 08:16

Sirrel Squirrel said:
It can be transferred if they write the ncb in years on the renewal notice like Admiral

dude. what the heck are you doing posting at 3am?

-westy- · 28 Nov 2006 at 11:00

FakeSnake said:
Not true mate, I have 5 years NCB with Elephant, and transfered it to Privilege ok. Althoug the 1st 4 'years' were 10mth policys, the final year was 12 months. on my Elephant renewal, it just stated 5yrs NCB.

Ah, my mistake

agw_01 · 28 Nov 2006 at 11:14

-westy- said:
Ah, my mistake

The only problem you will run into, is that some companies don't like it if you have 5 years NCB but have only been driving for 3 years.

Apart from that, they'll still accept it

FakeSnake · 28 Nov 2006 at 11:54

agw_01 said:
The only problem you will run into, is that some companies don't like it if you have 5 years NCB but have only been driving for 3 years.

Apart from that, they'll still accept it

Phew, luckily for me, I have been driving a little longer than 5 years