Overclockers UK Finance

fiveub

fiveub

fiveub

OcUK Staff
Joined
12 Apr 2008
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You can buy products through our website using the finance option, provided through Hitachi Capital, this allows you to order online and get your hands on the technology you want without breaking the bank! With the ability to spread the cost of the products you want now, over a time frame that suits you!

More information here: http://www.overclockers.co.uk/financefaq.php
 
Previously being a finance monkey, the galling bit was the need to manually print, sign and snail-mail the contract agreement back. Unsure what the score is now, but you can get digital signatures these days which should suffice for the purpose of contracts you would imagine no?
 
RedvGreen said:
Previously being a finance monkey, the galling bit was the need to manually print, sign and snail-mail the contract agreement back. Unsure what the score is now, but you can get digital signatures these days which should suffice for the purpose of contracts you would imagine no?
Click to expand...

Pretty much everything is just digital signatures these days, in as far as it say stick your name here and tick this box to agree to everything.
 
Be careful as this severely affects your credit rating.

For example, choosing "buy now pay back in 6 months" means you can pay the full amount within 6 months with no interest. But the loan sits unpaid for 5 months and this adversely affects your rating until Hitachi advise it has been paid

Use with caution
 
BaDBoY_uK said:
Be careful as this severely affects your credit rating.

For example, choosing "buy now pay back in 6 months" means you can pay the full amount within 6 months with no interest. But the loan sits unpaid for 5 months and this adversely affects your rating until Hitachi advise it has been paid

Use with caution
Click to expand...

Is that true? Dam, that's sneaky if true :o:eek:
 
BaDBoY_uK said:
Be careful as this severely affects your credit rating.

For example, choosing "buy now pay back in 6 months" means you can pay the full amount within 6 months with no interest. But the loan sits unpaid for 5 months and this adversely affects your rating until Hitachi advise it has been paid

Use with caution
Click to expand...

Hmmm, the agreement states the start of the repayments so that is well out of order if true.

I got a credit card

I applied for the other day so it can't have affected me too badly.
 
BaDBoY_uK said:
Be careful as this severely affects your credit rating.

For example, choosing "buy now pay back in 6 months" means you can pay the full amount within 6 months with no interest. But the loan sits unpaid for 5 months and this adversely affects your rating until Hitachi advise it has been paid

Use with caution
Click to expand...

Of course the loan will show as unpaid, since it is unpaid. It's a current loan against your name. It's no different than other loans. Except the name of the loan company, which (I suppose) could look like the sort of loan someone with financial problems might use. Not sure if that would have an effect, in reality.
 
Credit and loans used properly are not a bad thing, you just need to manage things in the correct way. It only becomes debt and bad news when you can't pay it back. There's nothing wrong with using finance to spread the costs of life and if it's 0% then that is obviously the best way to go, better in your pocket than in theirs I say.
 
I have used the 12 month finance package with Hitachi, no dramas as it was pay'd off on time. And it does give you some breathing space to sort out other normal hum drum expenses.
 
BaDBoY_uK said:
Be careful as this severely affects your credit rating.

For example, choosing "buy now pay back in 6 months" means you can pay the full amount within 6 months with no interest. But the loan sits unpaid for 5 months and this adversely affects your rating until Hitachi advise it has been paid

Use with caution
Click to expand...

Do you have any reputable source for this? I'm not convinced..
 
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