Soldato
- Joined
- 1 Jul 2007
- Posts
- 5,392
Not the usual thread on refunding charges or getting them cancelled, fed up arguing with the bank!
I tried to increase my student overdraft today but was declined due having too many charges.
Is this the same as a credit rating?
How would I go around increasing my rating to a good one?
In the summer when Iam working and know I can afford to buy stuff should I get them then pay them off later?
I already have a credit card, which I dont use, should I purchase things on that then pay them off the next month?
Or are overdraft and charges something I can't "fix" apart from making sure money is there for direct debits?
I tried to increase my student overdraft today but was declined due having too many charges.
Is this the same as a credit rating?
How would I go around increasing my rating to a good one?
In the summer when Iam working and know I can afford to buy stuff should I get them then pay them off later?
I already have a credit card, which I dont use, should I purchase things on that then pay them off the next month?
Or are overdraft and charges something I can't "fix" apart from making sure money is there for direct debits?