Quick insurance Q

Slime101 · 26 Jan 2007 at 15:00

When a car is damaged can you insist it is repaired rather than written off?

Chronos-X · 26 Jan 2007 at 15:02

At your cost perhaps?

Adz · 26 Jan 2007 at 15:05

I think this is going to depend on the insurer. Personally I'd let them pay out for the vehicle and then attempt to buy back the salvage. You can then get it repaired yourself and be able to hopefully barter a much lower cost.

H0wz3r · 26 Jan 2007 at 15:20

Adz said:
I think this is going to depend on the insurer. Personally I'd let them pay out for the vehicle and then attempt to buy back the salvage. You can then get it repaired yourself and be able to hopefully barter a much lower cost.

I think it is actually up to the insurer what happens with it. The problem with buying back the salvage is that it will cost much more to insure after you've repaired it due to the fact that it has been written off before and therefore much more risky as far the insurance is concerned.