RAC Warranty

Soldato
Joined
18 Oct 2002
Posts
3,116
Location
Brighton - In the seat that Ro
My M3 comes with free 3 months RAC warranty with the option to exstend for up to 5 years.

It is prett cheap but I am dubious as have heard many stories of these third party warranties as they are effectively insurance policies so the insurance company will allwaystry and wriggle out of paying out and blame everything on wear and tear rather than a component failure.

Searched about online but just inundated with hits on companies offering it rather than any independent reviews or forum discussions.

Anyone used/claimed on the RAC one or others like it?

Cheers
 
I had a years top of the range RAC cover with my Jeep and it was totally worthless. You can only take it to the ***** garages they tell you a they only pay about 25 quid an hour labour. They do not pay for investigation, so that rumble in the diff will cost you 500quid to dismantle to replace one bearing for 10 quid which they pay for.
EVERYTHING I phoned them up for was classed as wear and tear, if I tried to get a 3rd party involved like an aircon specialist they even put him through the 3rd degree so much that he just told to **** off on the phone.
TOTALLY not worth it.
edit. forgot, they have a totally unrealistic service schedule which you MUST stick to or it's invalid.
 
Rikk said:
I had a years top of the range RAC cover with my Jeep and it was totally worthless. You can only take it to the ***** garages they tell you a they only pay about 25 quid an hour labour. They do not pay for investigation, so that rumble in the diff will cost you 500quid to dismantle to replace one bearing for 10 quid which they pay for.
EVERYTHING I phoned them up for was classed as wear and tear, if I tried to get a 3rd party involved like an aircon specialist they even put him through the 3rd degree so much that he just told to **** off on the phone.
TOTALLY not worth it.
edit. forgot, they have a totally unrealistic service schedule which you MUST stick to or it's invalid.
I have heard similar stuff too.
 
Try warrantydirect.co.uk. No personal experience of them but they don't seem to exclude wear and tear and, more important, you can buy a policy which includes repairwork done at your local main dealer, not a nominated garage.
 
Cheers chaps, thats what I thought they were like, at the end of the day they can class every failure as wear and tear.

Oh well I will go back to the old credit card warranty plan ;) served me well for a while lol
 
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