Friend drove into another car while reversing at supermarket. Driver of other car not present so left contact details on windscreen and took photos of damage and registration. Other driver called following day and suggested getting a quote from a repair shop and if my friend was happy to pay for the repair and not get insurance companies involved. Damage is a front wing dent and a cracked rear bumper on friend's car. Both cars 5 years old and around £12-15k if bought second hand today. Should he go ahead, any risks?
Report to insurance or not
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Soldato
Do tell the insurance company, you will be surprised how much a simple ding can cost. If the third party start claiming for hire cars etc then it gets worse.
Andi.
Andi.
Only if the other driver accept, by writing, that the repair provided is the final settlement.
Few years ago a new front bumper for a Peugeot RCZ, left headlight, Peugeot badge and 2 parking sensors, just under 4k, paid by the insurance, to the dealer. Looking around, similar costs. Fair enough the front bumper for the RCZ is huge.
Few years ago a new front bumper for a Peugeot RCZ, left headlight, Peugeot badge and 2 parking sensors, just under 4k, paid by the insurance, to the dealer. Looking around, similar costs. Fair enough the front bumper for the RCZ is huge.
Soldato
How much did it all cost? Has he agreed to make no further claims?
Andi.
Soldato
Wow. That sounds a good deal
Andi.
Yes, but when the rules are set up to screw you over sometimes a little bending is in order.
Screw you over because you drove into someone else's car and damaged it, you mean?
Soldato
Yes but the victim, especially if young, would get screwed over too with a non fault claim.