Savings account through same bank as current acc?

D5T

D5T

Associate
Joined
13 Feb 2009
Posts
363
Location
Surrey
Just a quick question - if I want to open a savings account with the same bank I have my current account with (for about 12 yrs) would that involve a credit check?
 

D5T

D5T

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OP
Joined
13 Feb 2009
Posts
363
Location
Surrey
I'm not great with finances (hence not having a savings account). Just never sure what involves a credit check. Out of interest would it have been different if it was with someone other than "my" bank?
 
Associate
Joined
11 Apr 2007
Posts
1,465
Location
Essex
If it's a different bank then I suspect the max they'd do is check your identity, bills, drivers licence etc. With the same bank you could probably do it through your online banking and it would be set up nearly instantly.
 

A2Z

A2Z

Soldato
Joined
9 May 2005
Posts
8,606
Location
London
Nope...my savings account with Natwest who Im already with was open instantly after applying, showed up on my online banking the next day.
 
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