School minibus reversed into the front of my car :(

Won't someone think of the children!!

Bumper it depends, it's rarely as simple as pushing it back into place.

If it fell out of place, its more than likely going to do that again. Bumpers aren't clip on, generally.
 
MrMoonX said:
no you dont :rolleyes: you only have to report accidents where someone was injured, anyway is a numberplate really worth all this hassle
Click to expand...

Taken from the highway code

286.

If you are involved in a collision which causes damage or
injury to any other person, vehicle, animal or property,
you MUST
• stop
• give your own and the vehicle owner’s name and
address, and the registration number of the vehicle, to
anyone having reasonable grounds for requiring them
• if you do not give your name and address at the
time of the collision, report the collision to the police
immediately.

287.

If another person is injured and you do not produce
your insurance certificate at the time of the collision to a
police officer, or to anyone having reasonable grounds for
requesting it, you MUST
• report the collision to the police immediately
• produce your insurance certificate for the police as
soon as reasonably practicable.
Law RTO 1981 Art 175
Law RTO 1981 Arts 175 & 176
 
icyshore said:
Taken from the highway code

286.

If you are involved in a collision which causes damage or
injury to any other person, vehicle, animal or property,
you MUST
• stop
• give your own and the vehicle owner’s name and
address, and the registration number of the vehicle, to
anyone having reasonable grounds for requiring them
• if you do not give your name and address at the
time of the collision, report the collision to the police
immediately.

287.

If another person is injured and you do not produce
your insurance certificate at the time of the collision to a
police officer, or to anyone having reasonable grounds for
requesting it, you MUST
• report the collision to the police immediately
• produce your insurance certificate for the police as
soon as reasonably practicable.
Law RTO 1981 Art 175
Law RTO 1981 Arts 175 & 176
Click to expand...


that just confirms what we've just said

286 says you must exchange details if you crash

287 specifies you only need to report to the police if

"If another person is injured and you do not produce
your insurance certificate at the time of the collision to a
police officer, or to anyone having reasonable grounds for
requesting it"

You've just prooved yourself wrong !
 
TBH I agree with MrLOL.

If ever (heaven forbid) I'm in a very minor incident like this, whether it's their fault or mine, I'd want to just settle with cash.
Far easier than dealing with the insurance companies. And remember that these days even if you were non-fault in an incident (and thus a claim was made on the other person's policy) your renewal will be more as "You're an increased risk".

Obviously for a proper crash I'd go the insurance route (again whether it's their fault or mine). That's what I pay the insurance company for!
 
MrLOL said:
that just confirms what we've just said

286 says you must exchange details if you crash

287 specifies you only need to report to the police if

"If another person is injured and you do not produce
your insurance certificate at the time of the collision to a
police officer, or to anyone having reasonable grounds for
requesting it"

You've just proved yourself wrong !
Click to expand...

He got her name and her card, no mention of insurance details.

Anyway if he is going to put in a claim for damage to his car it will need to be reported. Incident numbers are a great help in insurance claims.
 
I would call her first, as said, its about as minor as bumps get. If you get any resistance then go the insurance route.

I dont know why people are mentioning police, this is clearly a civil matter, its a broken number plate caused by a parking ding, lol! honestly... the police will just refer you to your insurers - the other driver has given you thier contact details, it's simply not a police matter.

If the bumper is indeed loose, then it might be worth involving the insurers, but really, give it a tug and see if it is loose, it doesnt take an expert.
 
Last edited:
icyshore said:
He got her name and her card, no mention of insurance details.

Anyway if he is going to put in a claim for damage to his car it will need to be reported. Incident numbers are a great help in insurance claims.
Click to expand...

and i quote

If another person is injured and you do not produce your insurance certificate
Click to expand...

key word here is AND

a person has to be injured AS WELL as not producing the certificate.

Nobody was injured, no need to inform the police.
 
All i can say is that i was told by a local police officer to always report an accident, at least get it in the incident book then no-one can argue that it didn't happen.

I believed it had to be done within 24 hours, but have proven my self wrong in, that point has been made. I have always done it myself on the few occasions i have had a problem but that was just covering my rear end.
 
if you cant see what is behind you then you should get out and look at least. ignore mr lol and his karma crap, this div is driving a bus of children. contact her work, get insurance details and leave a remark she requires lessons to drive that vehicle more carefully. why was she going backwards anyway :/
 
icyshore said:
All i can say is that i was told by a local police officer to always report an accident, at least get it in the incident book then no-one can argue that it didn't happen.

I believed it had to be done within 24 hours, but have proven my self wrong in, that point has been made. I have always done it myself on the few occasions i have had a problem but that was just covering my rear end.
Click to expand...

There's a big difference between what the law says you must do and what a local bobby once recommended
 
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