Short term Loans?

Even the worst early repayment fees on recent loans ive had has just been 30 days worth of interest on it

With lloyds you could even get round this by paying all of it except the last payment off . Then you just end up paying interest for that last payment
 
Can you not wright a cheque for the item you are purchasing? since I would imagine the money will be in the account before the cheque clears. I believe this is fraud but only a small one :p
 
HSBC do a flexi-loan

http://www.hsbc.co.uk/1/2/loans/flexible-loans

If you are a current account holder then you can apply online and if accepted have the cash in your account (or the ability to draw on it given it is a flexi loan) a few minutes later......if you have an account elsewhere it might be worth seeing if they have similar products or trying for the HSBC one anyway, it might takes bit longer to get the cash though.
 
HSBC do a flexi-loan

http://www.hsbc.co.uk/1/2/loans/flexible-loans

If you are a current account holder then you can apply online and if accepted have the cash in your account (or the ability to draw on it given it is a flexi loan) a few minutes later......if you have an account elsewhere it might be worth seeing if they have similar products or trying for the HSBC one anyway, it might takes bit longer to get the cash though.

That's the most suitable product I know of - the interest is charged like an overdraft, so you'll only pay a very small amount if it's only for a short time. Expect to pay less than £1 a day to borrow £2,000 that way.

Alternatively you can take out a personal loan, and repay it within the 14 day cooling off period - however it's important that you don't sign for it at their normal place of business or they aren't obliged to offer the 14 day cooling off period.
 
Who do you bank with? If you bank where I work I'll do you a loan :P

But seriously you have 14days to cancel the loan as a cooling off period where I work and I think that's an FSA thing. So take a loan for 2k and cancel loan next week when you get paid.
 
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