Signing On

jp_bl_68 · 10 Sep 2009 at 09:03

I'm about to sign on for the first time but I'm a bit worried about the attention it could bring. Recently I've had a few cash in hands jobs. I wasn't claiming benefits at the time and I didn't declare this income so I paid no tax on it. Over the past couple of months I paid that money into my bank account, about £3500. If I start collecting the dole is it likely that someone will start to take a closer look at my financial history and ask me to pay tax on that money?

Busa · 10 Sep 2009 at 09:04

Yes, you need to declare any savings to the agency, if you dont and they find out then they wont be happy. I think any savings over 3k will affect the amount you can get but dont quote me on that!

Schizo · 10 Sep 2009 at 09:05

im going to start looking at your claim now !

ill keep quiet if you give me half.

utajoker · 10 Sep 2009 at 09:08

isnt there a bit on the form were they ask you how much you have in your bank?

withdraw it and keep it under your matress

xb8browney · 10 Sep 2009 at 09:09

Busa · 10 Sep 2009 at 09:10

They may ask to see bank statements.

Deluxe1 · 10 Sep 2009 at 09:10

Wouldnt worry about it,if they did ask just tell them it was money owed from a friend or reletive.

Busa · 10 Sep 2009 at 09:12

Deluxe1 said:
Wouldnt worry about it,if they did ask just tell them it was money owed from a friend or reletive.

Makes no difference where its from...it will affect the claim in some way.

Deluxe1 · 10 Sep 2009 at 09:14

not £3500 maybe if it was close to £10,000+ then maybe.

Busa · 10 Sep 2009 at 09:16

If it is JSA then anything over 3k will affect the claim....i think.

xb8browney · 10 Sep 2009 at 09:18

Busa said:
If it is JSA then anything over 3k will affect the claim....i think.

If declared...

knip · 10 Sep 2009 at 09:19

Busa said:
If it is JSA then anything over 3k will affect the claim....i think.

Im ok then, am going today and am currently quite a bit overdrawn (within the limit the bank have set me) and only have 250 quid in a savings account.

Busa · 10 Sep 2009 at 09:20

Thats the point...if not declared and they find out then they will not be happy..if you have it in a bank then move it,they may ask for bank statements which they are entitled to do.

Russinating · 10 Sep 2009 at 09:23

This guy has £3k in savings from working and nobody seems to be angry that he's about to start claiming the tax that WE'VE paid?

xb8browney · 10 Sep 2009 at 09:26

rghjones said:
This guy has £3k in savings from working and nobody seems to be angry that he's about to start claiming the tax that WE'VE paid?

With out knowing his personal circumstances. No

deuse · 10 Sep 2009 at 09:28

"You'll get less if you have savings over £6,000. If you have savings over £16,000 you probably won't qualify"

http://www.jobcentreplus.gov.uk/JCP/Customers/WorkingAgeBenefits/Jobseekerallowance/index.html

Why don't people just look!

Deific · 10 Sep 2009 at 09:31

All they ask is "have you any bank accounts with large amounts of cash in?", you reply "no" and nothing more is asked or inquired.

agnes · 10 Sep 2009 at 09:38

Have a baby with a 16 year old, wear a hoodie and walk into the dole office, you will come out with a free flat, paid every other week for the rest of your life, sorted.

Unfortunatly, for real workers who work hard, we have no benefits, when I was in the army, I came out due to generating a marble nerve in my back, been working all my life, and I wasn't entitled to claim any sort of money! Yet I paid all that national insurance... Total ****ers tbh.

Was skint for 6 months laying on my couch in agony until I was fit to work again.

ags

Raumarik · 10 Sep 2009 at 09:41

rghjones said:
This guy has £3k in savings from working and nobody seems to be angry that he's about to start claiming the tax that WE'VE paid?

Nope, just because he's signing on doesn't mean he's not trying to get work/improve his position. Put that enormous taring brush away, you hardly know any detail of his personal circumstances so can't give any sort of fair opinion on him.

Russinating · 10 Sep 2009 at 09:52

Kami said:
Nope, just because he's signing on doesn't mean he's not trying to get work/improve his position. Put that enormous taring brush away, you hardly know any detail of his personal circumstances so can't give any sort of fair opinion on him.

I know he has £3.5k tax-free. Unless he's living in a mansion that's a good few months of decent living.

Maybe I'm different - I'd be down to my last penny before I even considered signing on.