So I take a Honda 1.6 Sport for a test drive and as I pull out...

Toekiller · 7 Jan 2007 at 03:06

I stall halfway into turning left out of the dealer. I'm left a good three quarters into my lane.

Cars approaching both sides, I can see start to slow down or are far enough away to see me.

Anyway I start it up and start to straighten up. Next thing I know there's a screech of tyres as the guy approaching me on the right has tried to overtake.

Being a noob driver I assume he was in the wrong? He certainly didn't beep or swear at me so I'm guessing he realised he was an impatient tool.

Oh and I'm buying the car. My first. 2005, Grey, 10k miles. 9k. 2k over budget but I so didn't want a Mondeo

I get it Friday.

loltim · 7 Jan 2007 at 03:18

If he'd gone into the back of you it would have been his fault, seems as though he wasn't looking what he was doing!

Did you test drive the Type R? You could have got a nice 03/53 plate for 9k, possibly a high mileage face-lift 04.

Toekiller · 7 Jan 2007 at 03:51

Type R maybe a little too much for a 1st car

Plus group 17 insurance against 6 for the Sport.

thepharcyde · 7 Jan 2007 at 10:07

Toekiller said:
Type R maybe a little too much for a 1st car

Plus group 17 insurance against 6 for the Sport.

wise choice

-Laser- · 7 Jan 2007 at 10:28

well it sounds to me a little like you didn't check properly before moving off again which you should have, but yes it sounds like he was being a moron though. bet it was a bmw driver

JTrickle · 7 Jan 2007 at 10:36

You can look at it from the perspective that if he'd have gone into the back of you the insurance will always go against him.

Or you can look at it that if you'd have pulled out causing someone to brake drastically on your test, then you would have failed it.

I can see start to slow down or are far enough away to see me

This is somewhat ambiguous but doesnt sound very reassuring.

[TW]Fox · 7 Jan 2007 at 10:44

Toekiller said:
Type R maybe a little too much for a 1st car

Plus group 17 insurance against 6 for the Sport.

How can you be that bothered with insurance if you are so loaded you can afford/justify £9k on your first car?

gareth.e · 7 Jan 2007 at 11:05

[TW]Fox said:
How can you be that bothered with insurance if you are so loaded you can afford/justify £9k on your first car?

...

Toekiller said:
2k over budget but I so didn't want a Mondeo

doesn't leave much for day to day running, petrol etc..

Everyone's got their own preferences i suppose, as well as the fact many people like me would put an R Type upside down into ditch...

Maybe his parents had saved him a fair amount of money for a car when he was 18/21 etc?

edit: although your profile sais you were born in 1971? so at that age, you should be responsible enough to not floor it for a while, or only when safe to do so?

Sone · 7 Jan 2007 at 11:31

how can you go 2k over budget, there are that many cars avialable for any price range surely you just go and see what you can afford?

i regually go and look at cars vastly over budget for friends/family and never i have felt an urge to **** it and spend everything i have got or get finance

MrSix · 7 Jan 2007 at 11:34

gareth.e said:
edit: although your profile sais you were born in 1971? so at that age, you should be responsible enough to not floor it for a while, or only when safe to do so?

I've never understood that theory.

I passed when I was 17 years and 3 months old, got straight in to a rocket ship of a 1.6 Golf

and never once did I floor it when it wasn't safe to do so.

Sometimes I think people just jump on the "young drivers aren't safe" bandwagon and tar them all with the same brush.

Yes I know young drivers have less experience, blah blah, but so does this guy.
The issue still baffles me.

tim_enchanter · 7 Jan 2007 at 11:43

JTrickle said:
You can look at it from the perspective that if he'd have gone into the back of you the insurance will always go against him.

Not true, the one accident I've had I wrote my car off into the back off someone else and I claimed off his insurance because he put me in a position where I couldn't possibly avoid him. I was backed by the police on it which helped.

loltim · 7 Jan 2007 at 12:14

MrSix said:
I've never understood that theory.

I passed when I was 17 years and 3 months old, got straight in to a rocket ship of a 1.6 Golf and never once did I floor it when it wasn't safe to do so.

Sometimes I think people just jump on the "young drivers aren't safe" bandwagon and tar them all with the same brush.

Yes I know young drivers have less experience, blah blah, but so does this guy.
The issue still baffles me.

I agree with you but the statistics for young males suggest otherwise, which is why insurance is so damn expensive for them. Unfair I know, not all young drivers drive like morons.

Toekiller said:
Type R maybe a little too much for a 1st car

Plus group 17 insurance against 6 for the Sport.

Fair enough, but you still could have given it a test drive for future reference

FWIW my first car had nearly 180hp, the accelerator isn't an on/off switch

MrSix · 7 Jan 2007 at 14:19

Tim said:
I agree with you but the statistics for young males suggest otherwise, which is why insurance is so damn expensive for them. Unfair I know, not all young drivers drive like morons.

Yeah, I wonder what the statistics would be like if they released the information of how many young male drivers they insured compared with how many actually claim. You'd think every young driver has made a claim at some point, but it's more than likely just down to the fact that the actual percentage of young drivers claiming is higher than the rest. So although you'd be lead to believe insurance companies shell out much more for younger drivers, their high premiums reduce the number of them, therefore although the total percentage is high, the actual payouts are still low.

eg. 10/100 Young males claim @ £2000/claim = £20,000 payout from insurance

But, 100/1000 Adults claim @ £5000/claim (more expensive cars) = £500,000 payout from insurance.

Or perhaps i'm just trying to justify my hatred for insurers

Lashout_UK · 7 Jan 2007 at 14:21

Is it really that expensive though? After my first year I found it damn reasonable as it went down by 2/3rds.

Even now with 2 years NCB (never quite made it to three, had to change companies mid policy

) insurance on the V8 is really not very much at all.

MrSix · 7 Jan 2007 at 14:24

My insurance is £898 / year on a 1.6 Golf in the CV8 postcode with alloys, colour coding and aftermarket exhaust declared.

Last year it was £960 / Year with no mods.

It's not exactly cheap.

Tesla · 7 Jan 2007 at 14:27

If he is approaching from the right then surely he is on the opposite side of the road to you?

Lashout_UK · 7 Jan 2007 at 14:35

£960

Hey, that's just over half what I paid in my first year so count yourself lucky

"andy" · 7 Jan 2007 at 14:52

i live in a **** hole so ended up paying 1200 insurance tpft on a 500 quid 1.2 clio :mad:

and i spent weeks ringing around for better deals aRGH

good news is it should be half that this year

Mr_White · 7 Jan 2007 at 15:37

£9,000 on that is actually really depressing.

Tom|Nbk · 7 Jan 2007 at 15:46

MrSix said:
I've never understood that theory.

I passed when I was 17 years and 3 months old, got straight in to a rocket ship of a 1.6 Golf and never once did I floor it when it wasn't safe to do so.

Sometimes I think people just jump on the "young drivers aren't safe" bandwagon and tar them all with the same brush.

Yes I know young drivers have less experience, blah blah, but so does this guy.
The issue still baffles me.

I fully agree, i have a 1.6 Focus Zetec im 17 and i have never once floored it when it wasn't safe to do, nor do i floor it often anyhow im a student and have to watch fuel costs

, even though its done 2 weeks worth of on and off driving on £20 which im very pleased about.