so why tell me I need 4 fans then? I also know about how air flow works.
He said you needed enough venting for 4 intakes, that typically that would require exhaust fans, since not many cases are going to be large enough to exhaust that much air.
If your system works for you, great, but using a radiator as intake has to mean that the air inside your case is warmer than it should be, so that everything but the CPU is going to be warmer. If you are finding that everything is still the same temperature, or perhaps even better, then that strongly suggests your intake fans (not rad fans), aren't upto the job by themselves, and that even warmed air through the rad, helps the overall situation.
Perfectly your intake is bringing air straight from the outside, at sufficient levels for all components to receive cool air, and then exhaust at sufficient speeds, as not create a significant pressure issue inside the case (which basically just stops fans working as well as they should).
VRMs, especially when overclocking, are at risk of overheating, which is why it'd be important to ensure good cooling of the inside of the case.
Efour, if you're still reading this
, air cooling is just fine for the majority of uses, even overclocking (assuming it's not extreme), but just like water cooling, requires sufficient cool air to be entering the case. Lots of stock case fans simply aren't upto the job. My meshify c for instance came with 2x 120mm, I put them both on the front, just behind the mesh/foam filter, and did some tests after just running browsing etc. Then I replaced them with 2x 140mm, with decent pressure ratings (you need good pressure to overcome resistance, like filters, foam, mesh etc), and my internal temps (case temps) dropped by around 10C, which is insane. If I put my hand in front of the 120mm, I could barely feel any airflow, since they didn't have the power to overcome the resistance.
EDIT - I now have one of the 120mm sat on the back of my case, acting as exhaust, just behind my aro-m14 (basically macho) cooler, to try and smoothen the airflow out, it doesn't have to overcome much resistance, but hopefully helps keep the airflow smooth, to prevent too much mixing.