1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

The cost of living.

Discussion in 'General Discussion' started by JamesH85, 18 Oct 2021.

  1. JamesH85

    Hitman

    Joined: 18 Jan 2015

    Posts: 534

    How much had the increase in price on energy, food, fuel and other things this year affected your monthly income and lifestyle?

    We have seen some crazy changes in prices this year i.e. during the first few months of covid, a local garage had diesel at 98p!

    Now the same garage has diesel at 146.9p
     
  2. Diagro

    Sgarrista

    Joined: 3 Jun 2012

    Posts: 9,829

    Good question about energy.

    But as it's not really been a month since everyone was plonked onto high tariffs, it is prematurely asked.
     
  3. Pottsey

    Mobster

    Joined: 29 May 2006

    Posts: 4,694

    So far zero affect, not really noticed any changes in price. That's not to say there has been zero changes just none that stand out as a noticeable increase. Monthly outgoings have hardly changed. Well the one change noticed is the combined Gas/Electricity bill for October was lower then expected and gas was lower then this time last year while Electricity had gone up a small amount so it all balanced out.
     
  4. 200sols

    Sgarrista

    Joined: 14 Jan 2018

    Posts: 9,145

    Location: Hampshire

    The energy prices will hurt most people next year, many are going to be in for a big shock.
     
  5. Trifid

    Sgarrista

    Joined: 18 Feb 2006

    Posts: 8,669

    Energy has cost me £21 more a month.
    Food is very difficult to quantify as it is very variable. I have noticed a few items going up around 10% or so over the past year? I really noticed the extra cost of using Morrison's delivery via Amazon when I unfortunately needed to use it a couple of times this year as it was about 2/3rds more expensive then shopping at Tesco myself.
    Fuel, I drive so little it doesn't make a huge difference and I only fill up when I need to (which is less then once a month)

    I think the government are going to have quite a problem on their hands next year if wages don't start rising significantly.
     
  6. Rroff

    Man of Honour

    Joined: 13 Oct 2006

    Posts: 78,424

    So far it hasn't had an impact in terms of having to make changes - but I'm definitely noticing the increase in fuel cost driving a 3L V6 pickup :( and the increase in costs for energy isn't something I like spending my money on.

    Sadly the ones who are going to be hit hardest by it are going to largely be the ones who can least afford it as well - I can see a lot of smaller businesses being put under a lot of pressure by the fuel and energy costs. I know plenty of people on lower incomes who have to do a lot of miles not out of choice.
     
  7. dLockers

    Sgarrista

    Joined: 21 Jan 2010

    Posts: 8,325

    Rroff has a V6 pickup? What!? Since when?

    I am ashamed to admit the recent increases in prices has meant I have had to saw the corner off of my sofa, and retire one of my many Gucci belts. Times be tough.
     
  8. Rroff

    Man of Honour

    Joined: 13 Oct 2006

    Posts: 78,424

    Not much longer at the current fuel prices I won't... (only half kidding on that).
     
  9. englishpremier

    Sgarrista

    Joined: 15 Feb 2003

    Posts: 8,784

    Location: Europe

    Seems to be a problem faced crossed Europe.

    Where I am at the moment the government has had to cap energy prices and limit profits from energy firms, whilst also blaming the EU for the problem. Inflation is 4% up form -0.32% last year and unemployment is about 15%

    So far it's not affecting me too much, other than I don't sit with the aircon on all day. I hadn't really noticed fuel prices, but when I look on fuelly I can see I've spent about $300, mostly just around town and playing about off road.
     
  10. Martynt74

    Capodecina

    Joined: 20 Feb 2004

    Posts: 17,680

    Location: Higher Walton

    I'm similar, in that i don't really feel the impact at the moment.

    Working from home means i only fill the car up around once a month, grocery shopping doesn't really seem to have changed much and the higher electric pricing will only kick in this month following a switch due to Green going bust, but i'd built up enough credit that i t in theory shouldn't increase prices too much. I've been working at home for around 18 months and don't really seem to have noticed an increase in bills from being office based to now anyway.

    The biggest issue is that Waitrose have scrapped free delivery and now charge £3 per order :(
     
  11. Liquid_Entity

    Soldato

    Joined: 11 Apr 2006

    Posts: 6,362

    Location: Eastbourne

    Moved in to our new home last October, I wouldn't say we were tight budgeted from doing that but this next Winter with the price increases will definitely make us feel the pinch more. It's why I think a lot of people are moving jobs to try and get a better salary. It's why I am actively looking as we haven't had a decent payrise for 3+ years (none whatsoever last year)
     
  12. 413x

    Capodecina

    Joined: 13 Jan 2010

    Posts: 23,500

    Location: Llaneirwg

    NI increase and heating is going to have a big impact on me.

    Nearly 100ppm if you add both is the estimate.
    Definitely going to be 1k a year more with nothing to show for it.

    On plus side I finish paying off my student loan soon and I think that will save me about the same a month? Maybe a bit more
     
  13. Trifid

    Sgarrista

    Joined: 18 Feb 2006

    Posts: 8,669

    Eh, forgot about this. Going to be a double hit in April with Council tax rises and NI.
     
  14. 200sols

    Sgarrista

    Joined: 14 Jan 2018

    Posts: 9,145

    Location: Hampshire

    I don't know how you are going to cope tbh.
     
  15. cyber69

    Wise Guy

    Joined: 16 Sep 2009

    Posts: 2,010

    Location: Loogabarooga

    Paid off my mortgage in 2020 as it had 5 years left to run and not getting any interest on savings and trimmed all the fat off any direct debits. Purchased a mobile phone outright and got a £8 rolling one month tariff for me and my my daughter.

    Total outgoings per month now are around £450 for all direct debits but it just seems as they all keep nudging back up again. Direct debit for dual fuel to increase from £145 to £177, council tax increase and no doubt virgin media will take the **** once again.

    I wish BT would hurry up and install fast fibre where I live so I can tell virgin to **** off.
     
  16. Martynt74

    Capodecina

    Joined: 20 Feb 2004

    Posts: 17,680

    Location: Higher Walton

    It's truly brutal.

    It's still free for click and collect, but that's a 5 minute drive away!
     
  17. Uther

    Capodecina

    Joined: 16 Jun 2005

    Posts: 17,009

    Not really noticed so far, I reckon by the first few months of 2022 it's going to sting a bit, especially with the NI and CT rises on top of energy costs.
     
  18. GuruJockStrap

    Sgarrista

    Joined: 18 Oct 2002

    Posts: 8,797

    You can also add the new energy cap that will be in place by then. People coming out of fixed rate deals are in for a shock.
     
  19. Hades

    Caporegime

    Joined: 19 Oct 2002

    Posts: 26,672

    Location: Surrey

    Then inflation will rise and the BoE will come under pressure to raise interest rates to control it. So mortgages might increase next year too.
     
  20. Haze

    Mobster

    Joined: 10 Jan 2007

    Posts: 3,871

    You don't live in this country do you? Or do you not buy petrol and buy your own food ect?