Eh, forgot about this. Going to be a double hit in April with Council tax rises and NI.
Ha I forgot about council tax.
I just saw my student loan is 185ppm so I'll probably be no worse off. Which is a shame. Was looking forward to that.
A mild winter would be lovely!
Lucky my hobbies are cheap. Last Saturday my day out cost me 2 pounds.
Luckily me and gf both work at home so much reduced petrol and heating is even better when you both are at home. Less waste.
For me things I'll try and cut are hard to find. But with the house nearly done. And cutting down on buying **** I think still be OK.
I don't really do restaurants much so not really any more savings there.
It is the loss of a nice holiday. But I guess we are on a downward trend now. So just have to suck it up.
Do wonder what is going to happen for the poorest. I mean government are desperate having to raise NI and CT by such a whack.
Want to try and avoid getting trapped in an expensive mortgage so looking at maybe switching early if rates look to rise significantly as I still have 1.5 years left