The DANGERS of the Nurburgring

Of course it is, you are only legally bound to have insurance cover if you drive on public roads covered by the RTA.

It doesn't matter that it's not covered by the RTA. It doesn't even matter that it's a car. I don't even need to have insurance for my house but if a tile blows off and lands on someones car I'd be liable for the damage in the same way I would if it went through their house window. Or if I poured a cup of tea in your pc :) you could either ask me to repair it or sue me for damages in the civil court. A car is just like any other property in this respect only you have to have 3rd party cover to use it in public.
 
Dont you sign waivers before going on the track ?? I know I did at the last drift day I did

From the ones I've done they only disclaimed claims against the trackday company for damages to your own car. I'll add that I was quite happy to do them without additional insurance and made sure to stay out of the way of numpties so a collision with someone else was highly unlikley, but I think it's wise to know the potential consequences.
 
This is from a trackday insurers website:

"Trackdays
Am I covered for third party damage?
No. You have no coverage for any liability to third parties, whether personal injury/death or property. Damage is your problem following a test ruling at Wolverhampton County Court. His Honour Judge Mitchell concluded that if someone crashes into you on a trackday, even if it is clearly their fault - then tough! The judgement followed a case where a driver under tuition collided with a track day participant who then sued for damages. In essence the judge's ruling is that anyone participating on a trackday is aware of the potential risks involved and has a choice of not driving on to the circuit. (Source: Circuitdriver.com, April 2007)"

and also from a track day company FAQ

"•If I damage my car/bike, who will pay for the repairs?
You will! Although trackday accidents are rare if you decide to take your vehicle on to a track you must be aware that are accepting the risk, after all only you will be in control! By becoming a member of EasyTrack you already agreed to this and do so again when booking a trackday and signing on. You will be required to sign a declaration at each event, this is compulsory on any trackday. The circuit, easytrack or any other person or company cannot be held responsible, even if an accident is not your fault."
 
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This is from a trackday insurers website:

"Trackdays
Am I covered for third party damage?
No. You have no coverage for any liability to third parties, whether personal injury/death or property. Damage is your problem following a test ruling at Wolverhampton County Court. His Honour Judge Mitchell concluded that if someone crashes into you on a trackday, even if it is clearly their fault - then tough! The judgement followed a case where a driver under tuition collided with a track day participant who then sued for damages. In essence the judge's ruling is that anyone participating on a trackday is aware of the potential risks involved and has a choice of not driving on to the circuit. (Source: Circuitdriver.com, April 2007)"

Seems strange that it doesn't follow case law from other similar activities (Motocross, mountain biking) where negligence on the part of others is claimable against and disclaimers are effectively worthless. With a serious injury it'd get much further than a county court and I doubt a higher court would hold the same view, but it'd be expensive to find out.
 
Seems strange that it doesn't follow case law from other similar activities (Motocross, mountain biking) where negligence on the part of others is claimable against and disclaimers are effectively worthless. With a serious injury it'd get much further than a county court and I doubt a higher court would hold the same view, but it'd be expensive to find out.

It's ok to admit you were wrong you know.
 
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