Mortgage applications went in on 3rd October, received the first mortgage offer yesterday (Santander) and now just waiting for the second mortgage offer (Barclays BTL). Survey on house we are buying is back and no issues. All searches etc completed and so feels like we are almost there. Still need to wait for survey on BTL property, Barclays mortgage offer, and then final pieces of the jigsaw on legal paperwork. Keeping fingers crossed to exchange and complete (on the same day) end of November, or early Dec.
I'd rather not post about it, but something not great in the home buyers report, trying to work it out with the vendor and EA at the moment, but hopeful (ish) that it can be resolved.
Good luck, you'll need it. I can't believe what a complete ballache the UK house buying process is. It's a complete mess. We don't seem to get much right in this country these days to be honest.
I've read so many horror Stories From gazumping to failure at end. Feels so wrong you can be in this position spending out on surveys etc for it to all fall through at the end
Completed mid-October and moved in. Structural engineer coming round on Friday to hopefully give us some good news. Wife and I have decided that it's likely we're going to move out for ~6 months to get all the work done, instead of dragging it out bit by bit over the next few years. Thanks for checking though! You've actually reminded me about sending a complaint into the solicitors.
Ah good, sounds like things did move pretty quickly after the EA threatening to serve you notice! - i assume nothing came of that? Yeah definitely worth a complaint to the solicitors, you seemed to have quite a few problems from them which i'd argue were bordering over the negligence area. WRT moving out, i don't blame you tbh, there's nothing worse than trying to "live amongst" a building site. When we moved into ours i spent a good few weeks ripping the bedrooms back to just floorboard and plaster - which arguably isn't too bad. But was still a mess and certainly not somewhere you could just sleep with the amount of dust lingering about. Thankfully we had about 3 weeks before having to move out of the flat and into the house full time.
