Trading the stockmarket (NO Referrals)

I think intel is undervalued again. I just bought at $19.35 and set the sale limit @ 20.40. With the volatility we see these $1 profit per share (intel) goals I've been using having got lucky the last 5x.
Intel is really a 3-4 year play though. Either they'll be aquired or they return to a healthy business and their stock will be about 30-40%
 
There's only one risk and that risk should be working at willy wonka chocolate factory and not sitting in the oval office at the white house.
once his term is over, recovery will start... just try to think of this period as the mad orange sales.

I just feel for the people who are near retiring.
If they are near retiring, they should not have their money anywhere near the stock market. They should have mostly pulled out years ago.
 
If they are near retiring, they should not have their money anywhere near the stock market. They should have mostly pulled out years ago.
not necessarily. At retirement age you still have 20+ years minimum life expectancy, so it is OK if a lot of the investments are still in stock. But you want enough income generation , either things like a bond ladder or high yield dividend stocks to cover most living costs so the the draw down on stocks is low
 
If they are near retiring, they should not have their money anywhere near the stock market. They should have mostly pulled out years ago.
That's not true at all. You never want to be all out of the stock market. What you do is you sufficiently de risk so you are not dependent on the stock market for your basic requirements.

You secure a guaranteed income with bonds or annuities to cover your basic needs, you move several years expenditure into cash like vehicles etc. Planned correctly you can stay invested in the stock market with a good chunk of your pot and enjoy the higher rewards without needing to worry about any of the volatility.
 
Last edited:
Gold looks a safe bet.
not really.

Gold in general is a bad investment, it doesn't appreciate much yet is still very volatile. It has a minor advantage of being slightly anti-correlated with stock prices so can act as a dampener on max drawdown events. But this also means the time to buy gold is when the stock market is rallying and gold prices are low. the most useful gold investment is physically owning the bar (usually at a bank) as gold is really an insurance policy against the world going #### up. Gold in an ETF is kind of useless.
 
I'm still 55% in stocks and retired. It's the modern way.


stock-bond.jpg



Basically at age 65 you still want to be at least 55% in stocks
 
not really.

Gold in general is a bad investment, it doesn't appreciate much yet is still very volatile. It has a minor advantage of being slightly anti-correlated with stock prices so can act as a dampener on max drawdown events. But this also means the time to buy gold is when the stock market is rallying and gold prices are low. the most useful gold investment is physically owning the bar (usually at a bank) as gold is really an insurance policy against the world going #### up. Gold in an ETF is kind of useless.
Have you see the gold chart recently? It's appreciating a lot.. :p

I would say it's a boom and bust investment, it goes on massive rallies and then spends years/decades doing nothing at all.
 
Have you see the gold chart recently? It's appreciating a lot.. :p

I would say it's a boom and bust investment, it goes on massive rallies and then spends years/decades doing nothing at all.
Its high at the moment so you shouldn't touch it.

If you bought some couple of years ago you could sell the gold now to buy stocks at a discount , but you don't want to buy gold now IMO
 
stock-bond.jpg



Basically at age 65 you still want to be at least 55% in stocks
You have to be really, your money needs to work. At least the current stupidity caused me to de risk, I was around 80/20 but sense has prevailed, I've won my game and don't really need to play it so hard any more.
Good luck to the younger ones though. It's worth it in the end, despite the ups and downs.
 
If they are near retiring, they should not have their money anywhere near the stock market. They should have mostly pulled out years ago.

Maybe 20 years ago when you had to take an annuity

Now anyone with a decent size pot will almost certainly be looking to draw down and as such remaining invested is a key part of that strategy.
 
Last edited:
Back
Top Bottom