Transfering NCB

Amoeba · 3 Oct 2009 at 13:34

Ok so my insurance is up for renewal shortly, and I want to switch insurers due to getting a better quote elsewhere. Now, I assume my current insurer won't send proof of NCB for the year until the year is fully complete, and my new insurer won't accept the discount until they see proof?

As such does this mean I will have to wait a short while for the letter of proof to arrive before I can start my new policy? How do I get my car insured in the mean time?

Edit

I am an idiot:

'You will be required to submit proof of your named driving history within 35 days of starting a new policy.'

Sorted

Dave L · 3 Oct 2009 at 14:07

They are correct.

Cancel and pay all charges on your existing policy and then you'll be able to obtain proof.

Liquidfox · 3 Oct 2009 at 16:46

Normally your current insurer will send out a renewal quote which has proof of NCB on it.

Dave L · 3 Oct 2009 at 18:41

But only if you let the insurance run its course. I'm of the understanding the OP wants to jump ship now, mid-term?

Nodiggidy123 · 3 Oct 2009 at 19:33

my new insurer said they would contact my previous insurer to obtain proof of ncb.

Dave L · 3 Oct 2009 at 19:51

I expect some of the bigger 'groups' of insurers share certain information, making the process seamless.